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Affirm Holdings, Inc. (NASDAQ:AFRM) Q3 2024 Earnings Call Transcript

Insider Monkey Transcripts
·2-min read

Affirm Holdings, Inc. (NASDAQ:AFRM) Q3 2024 Earnings Call Transcript May 8, 2024

Affirm Holdings, Inc. isn’t one of the 30 most popular stocks among hedge funds at the end of the third quarter (see the details here).

Operator: Good morning and welcome to the Affirm Holdings Third Quarter Fiscal 2024 Earnings Call. Following the speakers' remarks, we will open the line for your questions. As a reminder, this conference is being recorded and a replay of the call will be available on our Investor Relations website for a reasonable period of time after the call. I'd now like to turn the call over to Zane Keller, Director, Investor Relations. Thank you. You may begin.

Zane Keller: Thank you, operator. Before we begin, I would like to remind everyone listening that today's call may contain forward-looking statements. These forward-looking statements are subject to numerous risks and uncertainties, including those set forth in our filings with the SEC, which are available on our Investor Relations website. Actual results may differ materially from any forward-looking statements that we make today. These forward-looking statements speak only as of today and the company does not assume any obligation or intent to update them except as required by law. In addition, today's call may include non-GAAP financial measures. These measures should be considered as a supplement to and not a substitute for GAAP financial measures.

An entrepreneur launching her new brand on the company's platform, looking confident and joyful.
An entrepreneur launching her new brand on the company's platform, looking confident and joyful.

For historical non-GAAP financial measures, reconciliations to the most directly comparable GAAP measures can be found in our earnings supplement slide deck, which is available on our Investor Relations website. Hosting today's call with me are Max Levchin, Affirm's Founder and Chief Executive Officer; and Michael Linford, Affirm's Chief Financial Officer. In line with our practice in prior quarters, we will begin with brief opening remarks from Max before proceeding immediately into Q&A. On that note, I will turn the call over to Max to begin.

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Max Levchin: Thank you, Zane. Thank you for joining us today and taking interest in our journey and our mission. As you can tell, we're trying something new, a pre-market open earnings call, live from New York and our awesome remote work be damned, very well-attended office in Manhattan. We're excited to see some of you in-person later this week. But for now, as you can tell, we had another excellent quarter. It's all in our note. So let's jump straight into Q&A. Back to you, Zane.

Zane Keller: Thank you, Max. With that, we will now take your questions. Operator, please open the line for our first question.

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To continue reading the Q&A session, please click here.