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【港股通】招商银行(03968)不再新发三年期、五年期大额存单产品

[Hong Kong Stock Connect] China Merchants Bank (03968) will no longer release new three-year or five-year large-value deposit products

金吾財訊 ·  Apr 10 01:16

Jinwu Financial News | According to reports, we learned from the account manager of China Merchants Bank (03968) that currently the bank is no longer issuing new three-year or five-year large deposit product quotas. Some financial consumers are wondering why China Merchants Bank is not adding new quotas? In response, China Merchants Bank said that at present, customers are more willing to deposit, and the bank's liquidity is relatively abundant, but asset-side investment is relatively weak. Under such circumstances, medium- to long-term term deposits or deposit cards with high pressure reduction costs can better manage net interest spreads, such as controlling large deposit account amounts with a period of three years or more with high capital costs. Currently, they may only be temporarily suspended. Medium- to long-term term deposits or deposit certificates with high bank pressure reduction costs are not unlimited; they will be adjusted dynamically according to liquidity conditions and balance and liability structures.

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