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上海银行(601229.SH):房地产贷款资产质量整体保持稳定 风险抵补能力较强

Bank of Shanghai (601229.SH): The overall asset quality of real estate loans remains stable and the ability to offset risks is strong

Gelonghui Finance ·  Jul 12, 2023 03:06

Gelonghui July 12?Bank of Shanghai (601229.SH) recently received a survey of institutional investors, said that our real estate loans are mainly concentrated in the Yangtze River Delta, Pearl River Delta and other economically developed areas, most of the real estate loans have collateral, the provision is sufficient. Overall, the asset quality of our real estate loans remains stable as a whole, and the risk offset ability is strong. At the same time, our bank controls the real estate business from the two aspects of access and post-loan management, and admits and supports the housing-related business in line with the credit policy; at the same time, we increase the frequency of post-loan inspection of the stock real estate business. classified management according to operating conditions and risk conditions, and actively resolve the stock risk business.

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