share_log

Ponce Financial Group (NASDAQ:PDLB) and Broadway Financial (NASDAQ:BYFC) Financial Review

Defense World ·  Sep 23, 2022 01:31

Ponce Financial Group (NASDAQ:PDLB – Get Rating) and Broadway Financial (NASDAQ:BYFC – Get Rating) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their dividends, valuation, risk, analyst recommendations, institutional ownership, earnings and profitability.

Insider & Institutional Ownership

51.1% of Ponce Financial Group shares are held by institutional investors. Comparatively, 15.1% of Broadway Financial shares are held by institutional investors. 4.1% of Ponce Financial Group shares are held by insiders. Comparatively, 2.5% of Broadway Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Get Ponce Financial Group alerts:

Volatility & Risk

Ponce Financial Group has a beta of 0.47, meaning that its share price is 53% less volatile than the S&P 500. Comparatively, Broadway Financial has a beta of 0.94, meaning that its share price is 6% less volatile than the S&P 500.

Profitability

This table compares Ponce Financial Group and Broadway Financial's net margins, return on equity and return on assets.
Net Margins Return on Equity Return on Assets
Ponce Financial Group 11.09% 4.60% 0.64%
Broadway Financial 4.83% 1.13% 0.14%

Analyst Ratings

This is a breakdown of recent ratings and price targets for Ponce Financial Group and Broadway Financial, as provided by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Ponce Financial Group 0 0 1 0 3.00
Broadway Financial 0 0 0 0 N/A

Ponce Financial Group presently has a consensus price target of $12.25, indicating a potential upside of 30.18%. Given Ponce Financial Group's higher probable upside, research analysts clearly believe Ponce Financial Group is more favorable than Broadway Financial.

Valuation & Earnings

This table compares Ponce Financial Group and Broadway Financial's gross revenue, earnings per share (EPS) and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Ponce Financial Group $101.74 million 2.29 $25.42 million $0.73 12.89
Broadway Financial $27.97 million 3.13 -$4.05 million $0.02 57.53

Ponce Financial Group has higher revenue and earnings than Broadway Financial. Ponce Financial Group is trading at a lower price-to-earnings ratio than Broadway Financial, indicating that it is currently the more affordable of the two stocks.

Summary

Ponce Financial Group beats Broadway Financial on 10 of the 13 factors compared between the two stocks.

About Ponce Financial Group

(Get Rating)

Ponce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services. It accepts various deposit products, including demand accounts, NOW/IOLA accounts, money market accounts, reciprocal deposits, savings accounts, and certificates of deposit. The company also provides one-to-four family investor-owned and owner-occupied residential, multifamily residential, nonresidential property, construction and land, commercial and industrial, business, and consumer loans; lines of credit; and paycheck protection program. In addition, it invests in securities, which consist of U.S. Government and federal agency securities and securities issued by government-sponsored or government-owned enterprises, as well as mortgage-backed securities, corporate bonds and obligations, and Federal Home Loan Bank stock. It operates 4 banking offices in Bronx, 2 banking offices in Manhattan, 3 banking offices in Queens, and 3 banking offices in Brooklyn, New York; 1 banking office in Union City, New Jersey; and 2 mortgage loan offices in Queens, 1 mortgage loan office in Brooklyn, New York; and 1 mortgage loan office in Englewood Cliffs and 1 mortgage loan office in Bergenfield, New Jersey. Ponce Financial Group, Inc. was founded in 1960 and is headquartered in Bronx, New York.

About Broadway Financial

(Get Rating)

Broadway Financial Corporation operates as the holding company for City First Bank, National Association that provides various banking products and services in the United States. It accepts various deposit accounts, including savings accounts, checking accounts, NOW accounts, money market accounts, and fixed-term certificates of deposit. The company also offers mortgage loans, which are secured by multi-family residential properties; single family residential properties; and commercial real estate, including charter schools, community facilities, and churches, as well as commercial business, construction, and consumer loans. In addition, it invests in securities issued by federal government agencies, residential mortgage-backed securities, and other investments. The company operates through three branch offices. Broadway Financial Corporation was founded in 1946 and is headquartered in Los Angeles, California.

Receive News & Ratings for Ponce Financial Group Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Ponce Financial Group and related companies with MarketBeat.com's FREE daily email newsletter.

Disclaimer: This content is for informational and educational purposes only and does not constitute a recommendation or endorsement of any specific investment or investment strategy. Read more
    Write a comment