China CITIC Bank Corporation solemnly launched the "Trading + 2.0" ecosystem to the market on August 19, 2022. "transaction + 2.0" is China CITIC Bank Corporation's initiative to carry out the mission of state-owned financial enterprises and go all out to stabilize the economic market and serve the real economy under the new development pattern. It is also an important support for China CITIC Bank Corporation to improve the quality and efficiency of financial services through digital transformation and promote the high-quality development of physical enterprises.

Adhering to the original intention from "transaction + 1.0" to "transaction + 2.0"

The digital economy has accelerated the overall reconstruction of the commercial system, the epidemic has repeatedly catalyzed the differentiation of various industries, and great changes have taken place in enterprise transaction patterns and banking service logic. China CITIC Bank Corporation transformed the impact of the market and the throes of digital transformation into the driving force of change, adhering to the original intention of "serving the real economy", taking the transaction bank as an important position for digital transformation and supporting the real economy. Keep up with the customer needs under the development and changes of the times, and constantly promote the high-quality development of enterprises with newer, better and better financial services.

It is understood that China CITIC Bank Corporation released the "transaction +, not just Finance" brand in 2015 based on the background of the Internet era, providing enterprises with full-process, multi-dimensional and one-stop services to help enterprises cope with the transformation of their business model under the impact of "Internet +". Now, in the face of the urgent needs of the digital transformation of enterprises in the digital economy era, China CITIC Bank Corporation once again has the courage to launch the "transaction + 2.0" ecosystem, create a new financial format model, and provide innovative financial support for stabilizing the economy and promoting development. resonate with enterprises at the same frequency, co-build ecology, and accelerate high-quality development.

China CITIC Bank Corporation President Fang Heying said in his speech that this year marks the 35th anniversary of the founding of China CITIC Bank Corporation. Over the past 35 years, China CITIC Bank Corporation has persisted in the establishment of talents and scientific and technological innovation, and has always made serving the real economy a top priority. Continuous blood transfusion and capacity for the integration of supply chain and the development of strategic emerging industries. With the deepening of the integration of finance and science and technology, China CITIC Bank Corporation established the strategic goal of building a first-class technology-driven commercial bank, supported business development with scientific and technological strength, continuously increased investment in science and technology, and incubated a number of financial products with market competitiveness. As a sharp weapon to serve the real economy and a pioneer in the integration of public business and science and technology, trading banks have adapted to the needs of the new era and completed the model innovation from "online" to "ecological". The system has created three major ecological systems: "chain ecology", "financial ecology" and "e-ecology", realizing the characteristic and great-leap-forward development of transaction banks, and opening a new era of CITIC "transaction plus".

Liu Cheng, executive vice president of China CITIC Bank Corporation, interprets the brand connotation of "transaction +" with the theme of "where the heart goes, where you go". He mentioned that the development of the "transaction +" brand is a reform process that constantly conforms to the trend of the times and explores the value of financial innovation from the perspective of enterprise development needs. Adhering to the original idea of "trading +" to seek the general trend, innovation and customer-oriented, China CITIC Bank Corporation is ingenious to create a new ecosystem of trading banks. Based on the brand-new financial logic contained in "online" and the brand-new business model constructed by "ecology", "transaction + 2.0" brand systematically launches the transaction bank ecosystem with "chain ecology, financial ecology and e-ecology" as the main body. this will be another financial innovation of China CITIC Bank Corporation in the digital era.

A new way to construct ecological development service entity

The "transaction + 2.0" ecosystem has opened up a new way to provide financial services to the real economy, and is the first new financial service model in the industry. To build a new financial ecology, it has taken an important and key step for enterprises to provide all-round "digital intelligence" financial services.

"Trading + 2.0" contains three sub-ecology, namely, chain ecology, financial ecology and e-ecology. The three sub-ecology exist, interact and are inseparable from each other, which will bring more space for the development of enterprises and create more significant economic benefits. With the "asset pool" as the core, "chain ecology" builds a supply chain ecosystem covering core enterprises and upstream and downstream by gathering high-quality assets of enterprises, opening up data, products and platforms online, integrating a variety of financing products inside and outside the balance sheet, and helping enterprises to stabilize the chain and strengthen the chain. With the "account system" as the core, "financial ecology" is rooted in the four scenarios of "receipt, payment, management and financing", which enables enterprises to manage financial resources in the whole life cycle, and helps enterprises to improve the level of lean, intensive and intelligent financial management. "e-ecology" takes "customer experience" as the core, integrates the resources of "financial + non-financial" ecological partners, and extends the capabilities of omni-channel, full-customer, full-service and full-experience services. to provide enterprises with more open, interconnected, lean and intelligent online comprehensive financial services.

Deepening transformation and service upgrading is expected in the future.

In the future, China CITIC Bank Corporation will stick to his original intention and fulfill his responsibilities, enhance the sense of responsibility, mission and urgency of the financial services economy, and further integrate the digital transformation into the development of China CITIC Bank Corporation's trading banking business. continue to promote the upgrading of transaction banking services, rely on the ecosystem, for the future-oriented intelligent trading bank savings capacity, for enterprises to provide a more efficient, convenient and intelligent "digital intelligence" service experience To create a more open, shared and intelligent "digital intelligence" financial service system, and become a new force to promote the development of the real economy.