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中國人民保險集團:二零二四年年度報告

PICC GROUP: Annual Report 2024

HKEX ·  Apr 15 04:54

Summary by Moomoo AI

中國人保2024年實現總保費收入5,377.09億元,同比增長6.7%;歸屬於母公司股東的淨利潤421.51億元,同比大幅增長88.8%;每股收益0.95元。集團綜合償付能力充足率281%,淨資產收益率16.4%,較上年提升7個百分點。董事會建議派發末期股息每股1.17元。集團主要業務板塊穩健增長,其中財產保險業務保費收入4,852.23億元,同比增長6.1%;人壽保險業務保費收入272.17億元,同比增長6.2%;健康保險業務保費收入821.63億元,同比增長86.2%。綜合成本率98.8%,較上年提升1個百分點;總投資收益率5.6%,較上年提升2.3個百分點。展望未來,集團將持續深化數字化轉型,加強科技賦能,推進「人保服務」品牌建設。同時,將積極發展綠色保險、養老保險等新興業務,優化業務結構,提升風險管理能力,實現高質量可持續發展。
中國人保2024年實現總保費收入5,377.09億元,同比增長6.7%;歸屬於母公司股東的淨利潤421.51億元,同比大幅增長88.8%;每股收益0.95元。集團綜合償付能力充足率281%,淨資產收益率16.4%,較上年提升7個百分點。董事會建議派發末期股息每股1.17元。集團主要業務板塊穩健增長,其中財產保險業務保費收入4,852.23億元,同比增長6.1%;人壽保險業務保費收入272.17億元,同比增長6.2%;健康保險業務保費收入821.63億元,同比增長86.2%。綜合成本率98.8%,較上年提升1個百分點;總投資收益率5.6%,較上年提升2.3個百分點。展望未來,集團將持續深化數字化轉型,加強科技賦能,推進「人保服務」品牌建設。同時,將積極發展綠色保險、養老保險等新興業務,優化業務結構,提升風險管理能力,實現高質量可持續發展。
In 2024, The People's Insurance achieved total premium income of 537.709 billion yuan, a year-on-year increase of 6.7%; net profit attributable to shareholders of the parent company was 42.151 billion yuan, a significant year-on-year increase of 88.8%; EPS was 0.95 yuan. The group's comprehensive solvency adequacy ratio is 281%, and the return on net assets is 16.4%, an increase of 7 percentage points from the previous year. The Board of Directors recommends distributing a final dividend of 1.17 yuan per share.The main business sectors of the group grew steadily, with property insurance premium income at 485.223 billion yuan, a year-on-year increase of 6.1%; life insurance premium income at 27.217 billion yuan, a year-on-year increase of 6.2%; health insurance premium income at 82.163 billion yuan...Show More
In 2024, The People's Insurance achieved total premium income of 537.709 billion yuan, a year-on-year increase of 6.7%; net profit attributable to shareholders of the parent company was 42.151 billion yuan, a significant year-on-year increase of 88.8%; EPS was 0.95 yuan. The group's comprehensive solvency adequacy ratio is 281%, and the return on net assets is 16.4%, an increase of 7 percentage points from the previous year. The Board of Directors recommends distributing a final dividend of 1.17 yuan per share.The main business sectors of the group grew steadily, with property insurance premium income at 485.223 billion yuan, a year-on-year increase of 6.1%; life insurance premium income at 27.217 billion yuan, a year-on-year increase of 6.2%; health insurance premium income at 82.163 billion yuan, a year-on-year increase of 86.2%. The comprehensive cost ratio is 98.8%, an increase of 1 percentage point from the previous year; the total investment return rate is 5.6%, an increase of 2.3 percentage points from the previous year.Looking ahead, the group will continue to deepen digital transformation, enhance Technology empowerment, and promote the construction of the "Insurance Service" brand. At the same time, it will actively develop emerging businesses such as green Insurance and Retirement Insurance, optimize the business structure, enhance risk management capabilities, and achieve high-quality sustainable development.
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