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央行：房地产贷款增速回落，房地产开发贷款增速提升

Central Bank: The growth rate of real estate loans has declined, and the growth rate of real estate development loans has increased

Moomoo 24/7 ·  Feb 3, 2023 03:02

The central bank releasedFinancial institution loan investment statistics report for the fourth quarter of 2022. At the end of 2022, the balance of RMB real estate loans was 53.16 trillion yuan, an increase of 1.5% over the previous year, 6.5 percentage points lower than the growth rate at the end of the previous year; it increased 721.3 billion yuan throughout the year, accounting for 3.4% of the increase in various loans during the same period. At the end of 2022, the balance of real estate development loans was 12.69 trillion yuan, an increase of 3.7% over the previous year. The growth rate was 1.5 percentage points higher than at the end of the third quarter and 2.8 percentage points higher than at the end of the previous year. The balance of personal housing loans was 38.8 trillion yuan, an increase of 1.2% over the previous year, and the growth rate was 10 percentage points lower than at the end of the previous year.

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