Your First Pot of Gold Starts Here!: April '26 To July '26

Campaign Period

28/04/2026, 5:00PM (MYT) - 22/07/2026, 4:59PM (MYT).

The event will end early on July 22, 2026, at 4:59 PM (MYT). We sincerely apologize for any inconvenience caused.

Moomoo MY reserves all rights to change the duration of the campaign without prior notice.

Eligibility

Inviter: Student users aged 18-22 who possess a Moomoo MY universal account.

Invitee: Student users who have not registered a moomoo ID before, and the user must be a resident of Malaysia, verifiable through registration using a Malaysian mobile phone number or a Malaysian IP address.

Rewards

Invite Friends to Subscribe to Cash Plus (≥ RM1):

Rule: During the campaign period, invite students aged 18–22 to register for a new Moomoo MY universal account and make their first Cash Plus subscription (any amount ≥ RM1). Both the Inviter and the Invitee will receive rewards.

Inviter Rewards: For each successful invite (friend completes first Cash Plus subscription ≥ RM1), the inviter gets:

1. A RM50 cash coupon (no lock-in period, valid for 30 days)

2. 8% p.a. fund subscription yield, made up of:

• 1 x 6% Cash Plus interest coupon (each coupon adds 30 days of interest, with a subscription cap of RM5,000)

• Plus the platform’s 2%+ base fund subscription rate (base rate is subject to change; actual rate applies)

Note: Max 12 cash coupons and 12 yield‑enhancing coupons per inviter (i.e., up to 12 successful invites). The "full year of 8% returns" shown on the page is a reference value (6% coupon + base yield ~2%+). Base yield may fluctuate; actual returns are credited daily.

Invitee Rewards: After an invitee makes their first Cash Plus subscription of ≥RM1, they will receive:

1. 8% p.a. fund subscription yield, made up of:

• 1 x 6% Cash Plus interest coupon (each coupon adds 30 days of interest, with a subscription cap of RM5,000)

• Plus the platform’s 2%+ base fund subscription rate (base rate is subject to change; actual rate applies)

2. After completing their subscription, the invitee may also invite others and receive the same rewards as the referrer.

Prize Usage Rules

(1) Cash Coupon Rules:

Cash coupons will be issued to [My Account - Coupons]. Rewards will be credited to your Moomoo MY universal account within 5 business days. A valid integrated account is required for redemption; only one coupon may be used per order; coupons cannot be stacked; validity period is 30 days.

(2) Interest Subsidy Coupon Usage Rules:

Interest subsidy coupons are used to increase the annualized yield of funds. After using an interest subsidy coupon to complete a fund subscription, you will receive the additional returns offered by the promotion.

The funds eligible for interest subsidy coupons are subject to the promotion details. Each coupon can only be used once; they cannot be combined or split. Interest subsidy coupons are not supported in automatic subscription and redemption scenarios for money market funds.

Interest on the coupon will begin accruing on the second trading day after the fund shares are confirmed.

The daily interest calculation formula is: (Daily Interest-Bearing Principal × Interest Rate) / 365. The Daily Interest-Bearing Principal equals the number of fund shares purchased using the coupon × the fund’s net asset value, and shall not exceed the coupon’s maximum interest-bearing principal (RM5,000). The total interest earned will be credited to your account within 3 trading days after the end of the interest accrual period.

If you redeem the entire principal invested using the coupon during the interest accumulation period, the accumulation of returns will cease. The interest coupon is non-transferable, non-replaceable, non-refundable, non-convertible to cash, and cannot be gifted or reused.

To ensure the coupon functions properly, please ensure the app is updated to the latest version. The yield coupon is a promotional reward. Moomoo MY reserves the right to revoke any yield coupons obtained through abnormal participation, such as system loopholes or violations of operating procedures. Moomoo MY retains the final right of interpretation regarding the rules related to the yield coupon within the scope permitted by law.

Notes: 

① This promotion is limited to students aged 18–22 who have opened an account. Both the referrer and the referred must meet the age requirements to receive the corresponding rewards.

② After the invitee completes their first subscription, they will automatically become an inviter (customer-to-referrer) and may continue to invite friends to receive the same inviter rewards.

③ During the campaign period, an inviter may invite multiple friends. The maximum reward for cash coupons is 12 coupons (total value of RM600), and the maximum for interest subsidy coupons is 12 coupons.

Frequently Asked Questions

1. If the friend I invite is not 18–22 years old, can I still get the reward?

The activity requires that invited friends must be university students aged 18–22 to qualify for the invitation reward. If the account opening age does not meet the requirement, no reward will be given.

2. Can I participate in other referral activities? Can my invitation reward be combined with other referral activities?

This university student invitation activity offers higher benefits and its rewards cannot be combined with other referral activities.

3. If I invite a friend but they do not subscribe to Cash Plus, can I get the reward?

You can only get the RM50 cash coupon and 8% p.a. returns after your friend successfully subscribes to Cash Plus. Registration or account opening alone without subscription does not count as a valid invitation.

4. After my invited friend completes the subscription, can they become an inviter themselves?

Yes. Once your friend opens an account and successfully subscribes to Cash Plus, they can become an inviter and invite their own friends, enjoying the same inviter rewards (RM50 cash coupon + 8%* p.a. returns for each successful invite).

5. How is the 8%* return calculated? How much can I earn per day?

For example, if you deposit RM5,000 and enjoy the 8% p.a. return for 30 days, you would earn about RM32.88 (for reference only, actual earnings will be calculated daily).

Terms & Conditions

1. The rewards and offers in this campaign/promotion ("Campaign/Promotion") are provided by Moomoo Securities Malaysia Sdn. Bhd. ("Moomoo MY"). By participating in this Campaign/Promotion, you undertake to have carefully read and agree to be bound by the terms and conditions of this Campaign/Promotion ("Terms and Conditions"), as well as the terms and conditions of the existing Client Agreement. Moomoo MY has the final decision on the eligibility of participants in this Campaign/Promotion. 

2. Moomoo MY has the final right to interpret these terms and conditions. The data and data confirmed of this Promotion shall be subject to confirmation by Moomoo MY's back-end data. Moomoo MY reserves the right to: (i) amend these Campaign/Promotion Terms and Conditions at any time without prior notice to you, and (ii) change, withdraw or terminate any offer or reward without disclosing the reason and without making compensation or remuneration. Any adjustments or decisions made by Moomoo MY in connection with this Campaign/Promotion shall be binding on all participants. 

3. You shall be responsible for any telephone, internet and other charges that may be incurred. 

4. Currently, Moomoo MY limits sign-ups to a limited group of nationalities. Please click on the drop down box during your account opening process to see if your nationality is available on the list. 

5. You can only open one universal account with Moomoo MY. Moomoo MY does not allow one person to open a universal account on behalf of another person (i.e. Non-beneficial owners are not allowed to open accounts). Please do not open the universal account if you are not the ultimate beneficial owner. If your universal account shows signs of fraud, abuse, or suspicious activity, such as the use of multiple accounts or devices, Moomoo MY may, at its sole discretion, confiscate your reward entitlements and limit your opportunities to participate in future campaigns/promotions. 

6. Each device, whether mobile or computer, can only receive one set of account opening bonus, deposit bonus and/or referral bonus. The same user can only be invited once. The same moomoo account, the same mobile phone number, and the same device are all regarded as representing the same user. 

7. In Malaysia, the investment products available through the Moomoo app are offered by Moomoo MY, a licensed entity registered with Securities Commission Malaysia (SC) (License No. eCMSL/A0397/2024). The Moomoo App is a trading platform provided by Moomoo Technologies Inc. Nothing in connection with this Campaign/Promotion shall be construed as an offer, invitation or recommendation to buy or sell securities, futures or other investment products. Moomoo MY does not provide investment advice and does not recommend any securities or transactions. All types of investments involve risk, and you may suffer losses. All information and data on the webpage are for informational purposes only. Past performance is no guarantee of future results. This Campaign/Promotion does not consider your investment objectives, financial situation or financial needs. 

8. In the event of any inconsistency between these Terms and Conditions and any advertising, promotion, promotional and other materials relating to or in connection with this Campaign/Promotion, these Terms and Conditions shall prevail. 

9. Moomoo MY shall not be responsible for any injury, loss or damage suffered as a result of, or in connection with this Campaign/Promotion and/or redemption or use of the prize/rewards, any breakdown or malfunction in any computer system or equipment, any notice which is misdirected and/or lost in the post, loss of income, profits or goodwill, direct or indirect, incidental, consequential, exemplary, punitive or special damages of any party including thrid parties howsoever arising whether in contract, tort, negligence or otherwise. For the avoidance of doubt, cancellation, suspension or termination by Moomoo MY of this Campaign/Promotion shall not entitled any party to any claim or compensation against Moomoo MY for any and all losses or damage suffered or incurred directly or indirectly resulting therefrom. 

10. Any trademarks, graphic symbols, logos, or intellectual property contained in any materials relating to this Campaign/Promotion, particularly in connection with the rewards/prizes, are the property of their respective owners. Moomoo MY does not provide any financial advice, endorsement or sponsorship of its products or services. 

11. This Campaign/Promotion is not eligible to users whose names are on the "Moomoo MY Event Participation Ban List". If a user repeatedly violates safety rules of Moomoo MY, their name will be added to the "Moomoo MY Event Participation Ban List". 

12. Should a user not fulfill all the stated conditions of this Campaign/Promotion, Moomoo MY reserves the right to cancel all offers or benefits promised in this event. Commissions and fees will then be charged by Moomoo MY as per normal standards. 

13. In order to ensure the fairness of the Campaign/Promotion, the Campaign/Promotion may have restrictions on the daily reward distribution limit, the total reward distribution limit, and the upper limit of rewards received by a single user. If the system finds abnormal participation behaviors (including but not limited to using mobile device emulators and manually modifying mobile phone device numbers), the system will automatically suspend their participation in the Campaign/Promotion. 

14. By participating in this Campaign/Promotion, Participant hereby grants full and unconditional consent to Moomoo MY to use, reproduce, distribute and publicly display all images and videos content, including but not limited to photographs, videos and audio recordings (collectively referred to as "Content"). 

15. Cash Rewards do not have any buying power until the face value of the Cash Reward is credited to your brokerage account. The use of cash rewards depends on the order amount, product type, applicable market, and other conditions. Cash Rewards can be used only once per order. Cash Rewards can be used in conjunction with a Commission Discount or Zero Commission Coupon. By default, Cash Rewards with the earliest expiration will be used first. If two or more Cash Rewards have the same expiration date, by default, the Cash Rewards with the higher denomination will be used first. Cash Rewards are not registered, non-transferrable, irrecoverable once lost, and can be used only once. Cash Rewards are promotion rewards, and Moomoo MY reserves the right to reclaim Cash Rewards acquired via inappropriate means, such as exploiting system vulnerabilities, hacking, and false pretenses. 

16. The Terms and Conditions are written in both Chinese and English. In the event of any discrepancy between the Chinese version and the English version, the English version shall prevail. 

17. If you have any questions, please contact our online customer service team. This campaign is unrelated to the company issuing the reward stock or its affiliated companies. 

18. These Terms and Conditions have not been reviewed by the SC.