SoFi Q3 Earnings Highlights: 377,000 New Members, Record Lending Revenue And More
SoFi Q3 Earnings Highlights: 377,000 New Members, Record Lending Revenue And More
SoFi Technologies (NASDAQ:SOFI) shares are trading higher after reporting third-quarter financial results.
索菲科技納斯達克(Sequoia Capital：SO菲)公佈第三季度財務業績後，股價上漲。
Here are the key highlights for investors.
以下是對投資者的關鍵亮點。
What Happened: SoFi reported third-quarter revenue of $277.2 million, beating a consensus estimate of $255.6 million.
發生的事情：索菲公佈第三季度營收為2.772億美元，超過了普遍預期的2.556億美元。
The company added 377,000 new members, its second highest-quarterly increase in company history. The company had 2.9 million members, up 96% year-over-year.
該公司增加了37.7萬名新會員，這是該公司歷史上第二高的季度增幅。該公司擁有290萬會員，同比增長96%。
The company’s lending segment reach an all-time high for revenue at $215.5 million, up 21% year-over-year.
該公司的貸款業務收入達到2.155億美元，創歷史新高，同比增長21%。
“I believe we’ve accomplished more at SoFi across our uniquely diversified platform of mobile-first financial services products over the past year than many other companies will achieve in a lifetime,” SoFI CEO Anthony Noto said.
索菲首席執行官説：“我相信，在過去的一年裏，我們在移動優先金融服務產品這一獨特的多元化平臺上，在SoFi上取得的成就超過了許多其他公司畢生所能取得的成就。”安東尼·諾託(Anthony Noto)説。
The third quarter was the company’s fifth consecutive quarter of positive EBITDA.
第三季度是該公司連續第五個季度EBITDA為正。
Related Link: Want To Buy Rivian IPO Early? SoFi Is Offering Early Access To Customers
相關鏈接：想要提前購買Rivian IPO嗎？SOFI正在為客户提供更早的訪問服務
What’s Next: The company launches several marketing campaigns in the third quarter, which could help bring brand awareness and increase future revenue. This includes campaigns with the NFL, on TikTok and during the U.S. Open Tennis tournament.
下一步是什麼：該公司在第三季度推出了幾項營銷活動，這可能有助於提高品牌知名度，增加未來的收入。這包括與NFL的活動，TikTok上的活動，以及美國網球公開賽期間的活動。
“Our strategy is to build the first digital one-stop shop and meet our members’ financial needs for every major event in their lives and all of the day in between, continues to pay off,” Noto said.
Noto説：“我們的戰略是建立第一家數字一站式商店，滿足會員在生活中的每一件大事以及其間所有時間的財務需求，並繼續獲得回報。”
SoFi sees fourth-quarter revenue hitting $272 million to $282 million, compared to an estimate of $275 million.
索菲預計第四季度營收將達到2.72億至2.82億美元，而預期為2.75億美元。
The company is guiding for full-year revenue to come in a range of $1.00 billion to $1.01 billion, versus a street estimate of $979.6 million.
該公司預計全年營收在10.億美元至10.1億美元之間，而市場預期為9.796億美元。
Price Action: SOFI shares are up 12% to $22.86 in after-hours trading.
價格行動：索菲股價在盤後交易中上漲12%，報22.86美元。
Disclosure: The author has a long position in SOFI.
披露：作者在索菲有長期頭寸。