Brookline Bancorp (NASDAQ:BRKL – Get Rating) and CFSB Bancorp (NASDAQ:CFSB – Get Rating) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, earnings, dividends, institutional ownership, analyst recommendations, risk and profitability.
Institutional & Insider Ownership
82.3% of Brookline Bancorp shares are held by institutional investors. Comparatively, 1.8% of CFSB Bancorp shares are held by institutional investors. 2.8% of Brookline Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.
Get
Brookline Bancorp alerts:
Analyst Recommendations
This is a summary of current ratings and target prices for Brookline Bancorp and CFSB Bancorp, as reported by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score |
| Brookline Bancorp | 0 | 1 | 0 | 0 | 2.00 |
| CFSB Bancorp | 0 | 0 | 0 | 0 | N/A |
Brookline Bancorp currently has a consensus target price of $17.25, suggesting a potential upside of 24.10%. Given Brookline Bancorp's higher possible upside, equities analysts clearly believe Brookline Bancorp is more favorable than CFSB Bancorp.
Earnings and Valuation
This table compares Brookline Bancorp and CFSB Bancorp's top-line revenue, earnings per share and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio |
| Brookline Bancorp | $338.52 million | 3.16 | $115.44 million | $1.41 | 9.86 |
| CFSB Bancorp | $2.43 million | 22.06 | N/A | N/A | N/A |
Brookline Bancorp has higher revenue and earnings than CFSB Bancorp.
Profitability
This table compares Brookline Bancorp and CFSB Bancorp's net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets |
| Brookline Bancorp | 31.14% | 11.24% | 1.28% |
| CFSB Bancorp | N/A | 0.07% | 0.01% |
Summary
Brookline Bancorp beats CFSB Bancorp on 7 of the 8 factors compared between the two stocks.
About Brookline Bancorp
(Get Rating)
Brookline Bancorp, Inc. operates as a bank holding company for the Brookline Bank that provide commercial, business, and retail banking services to corporate, municipal, and retail customers in the United States. Its deposit products include demand checking, NOW, money market, and savings accounts. The company's loan portfolio primarily comprises first mortgage loans secured by commercial, multi-family, and residential real estate properties; loans to business entities comprising commercial lines of credit; loans to condominium associations; loans and leases used to finance equipment for small businesses; financing for construction and development projects; and home equity and other consumer loans. It also provides term loans, letters of credit, foreign exchange, cash management, investment advisory, and online and mobile banking services, as well as invests in debt and equity securities. As of December 31, 2021, the company operated 50 full-service banking offices in greater Boston, Massachusetts, and greater Providence, Rhode Island. Brookline Bancorp, Inc. was founded in 1871 and is headquartered in Boston, Massachusetts.
About CFSB Bancorp
(Get Rating)
CFSB Bancorp, Inc. focuses on operating as a holding company for Colonial Federal Savings Bank that provides various financial services to individuals and small businesses. It accepts various deposits, including non-interest-bearing checking accounts, interest-bearing checking accounts, money market accounts, savings accounts, and certificates of deposit. The company also offers one- to four-family residential real estate loans, multi-family real estate loans, commercial real estate loans, second mortgage loans, home equity lines of credit, and consumer loans. In addition, it invests in various types of investment grade investment securities and liquid assets comprising the U.S. treasury obligations, securities of various government-sponsored enterprises, corporate debt, mortgage-backed securities, collateralized mortgage obligations, asset-backed securities, municipal obligations, mutual funds, and certificates of deposit of federally insured institutions. Further, it offers online and mobile banking, and online bill pay services. The company operates through three full-service banking offices and one limited-service branch office in Norfolk County, Massachusetts. The company was founded in 1889 and is based in Quincy, Massachusetts. CFSB Bancorp, Inc. operates as a subsidiary of 15 Beach, MHC.
Receive News & Ratings for Brookline Bancorp Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Brookline Bancorp and related companies with MarketBeat.com's FREE daily email newsletter.
