For the past couple of years, it's has been a rather roller coaster ride. Prior to 2022, the investment in funds using CPF was up 25% and cash investment was up 10%. With the implementation of lock downs in China, Russia invasion of Ukraine and all the uncertainties in the VUCA space, the CPF investment was down by 20% while cash was down 33%. To say that I'm not worried is an understatement, but thankfully these investments does not impact my lifestyle.
Of course, there's moomo...