Approximately 50% US growth, 30% Canadian dividend, 20% International dividend
I invest in the US for growth and Canada/international for defensive.
$SPDR 標普500指數ETF(SPY.US)$ $納指100ETF-Invesco QQQ Trust(QQQ.US)$ $Vanguard U.S. Value Factor ETF(VFVA.US)$

USA & International : ETFs and stocks
$Vanguard U.S. Value Factor ETF(VFVA.US)$ : S&P 500 etf
$伯克希爾-A(BRK.A.US)$ cdr : Berkshire in CAD
$好市多(COST.US)$ cdr : Costo in CAD
$鑫苑置業(XIN.US)$ : Europe only ETF
Canadian : stocks only.
$Alimentation Couche-Tard Inc(ATD.CA)$ : Couche-Tard
$Dollarama Inc(DOL.CA)$ : Dollarama
$Stella-Jones Inc(SJ.CA)$ : Stella-Jones

$Vanguard U.S. Value Factor ETF(VFVA.US)$☕