Which Tech Majors Are Vying For India's $1T Digital Loan Market?
Which Tech Majors Are Vying For India's $1T Digital Loan Market?
哪些科技巨头正在争夺印度的1万亿美元数字贷款市场？
- Bloomberg reports that the Indian digital loan market seems to be an attractive bait for companies ranging from Facebook Inc (NASDAQ:FB) to Xiaomi Corp (OTC:XIACY).
- Boston Consulting Group projects the market to reach $1 trillion in the five years since 2019, subject to impending government regulations.
- Facebook announced its small business loan program ranging from ₹500,000 ($6,720) - ₹5 million with collateral-free interest rates of 17%-20%. Xiaomi also teamed up with Indian banks and digital lending startups to offer loans, credit cards, and insurance products.
- European investment firm Prosus NV's (OTC:PROSF) (OTC:PROSY) PayU unit recently agreed to acquire Indian online payments service BillDesk for ₹345 billion ($4.7 billion). The deal aims to create a digital payments powerhouse with a total volume of $147 billion, reaching an investment of over $10 billion in the country.
- Amazon.com Inc (NASDAQ:AMZN) also recently participated in a $40 million round by fintech startup Smallcase Technologies Pvt.
- Alphabet Inc's (NASDAQ:GOOG) (NASDAQ:GOOGL) Google collaborated with small Indian lenders for opening time deposits after successfully offering wealth management products on its Google Pay platform.
- Price Action: FB shares traded lower by 0.36% at $379.30 in the premarket session on the last check Tuesday.
- 彭博社报道说，印度数字贷款市场似乎对以下公司来说是一个有吸引力的诱饵脸书公司（纳斯达克股票代码：FB）至小米公司（OTC: XIACY）。
- 波士顿咨询集团预计，自2019年以来的五年中，市场将达到1万亿美元，但须遵守即将出台的政府法规。
- Facebook宣布其小型企业贷款计划从50万卢比（6720美元）到500万卢比不等，无抵押利率为17％-20％。小米还与印度银行和数字贷款初创公司合作，提供贷款、信用卡和保险产品。
- 欧洲投资公司Prosus NV 的（OTC: PROSF）（OTC: PROSY）PayU部门最近同意以3,450亿卢比（合47亿美元）收购印度在线支付服务公司BillDesk。该交易旨在创建一个总交易额为1470亿美元的数字支付巨头，在该国的投资超过100亿美元。
- 亚马逊公司纳斯达克股票代码：AMZN）最近还参与了金融科技初创公司Smallcase Technologies Pvt的4000万美元融资。
- Alphabet纳斯达克股票代码：GOOG）（纳斯达克股票代码：GOOGL）谷歌在其Google Pay平台上成功提供财富管理产品后，与印度小型贷款机构合作开设定期存款。
- 价格走势：在周二的最后一次盘前交易中，FB股价下跌0.36％，至379.30美元。