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Stable Mortgage Rates And Tax Reliefs Set To Stimulate Malaysia's Property Sector In 2025

Stable Mortgage Rates And Tax Reliefs Set To Stimulate Malaysia's Property Sector In 2025

穩定的抵押貸款利率和稅收減免將刺激2025年馬來西亞的房地產板塊
Business Today ·  01/16 15:54

Malaysia's property sector is at a pivotal juncture, marked by promising growth yet tempered by ongoing challenges. According to the National Property Information Centre (NAPIC), property transaction values reached a five-year high of RM105.65 billion in the first half of 2024, recording a remarkable 23.8% year-on-year increase.

馬來西亞的房地產行業正處於一個關鍵的轉折點,增長前景看好,但仍面臨持續的挑戰。根據國家房地產信息中心(NAPIC)的數據,2024年上半年房地產交易金額達到1056.5億林吉特,創下五年來的新高,同比增幅達23.8%。

During the opening address at the 18th Bursa-HLIB Stratum Series titled "Property Sector: Entering A New Cycle?", Hong Leong Investment Bank Bhd Group Managing Director and Chief Executive Officer Lee Jim Leng highlighted the positive indicators for the sector's resilience and adaptability amid adversity.

在以"房地產行業:進入新週期?"爲主題的第18屆Bursa-HLIb Stratum系列開幕致辭中,宏利投資銀行有限公司集團董事總經理兼首席執行官李錦齡強調了在逆境中該行業韌性和適應性的積極因數。

"Affordability remains a key element in determining the sector's future outlook. In 2025, we expect higher wages for civil servants and the introduction of a higher minimum wage in February will increase disposable income, catalyzing demand for properties across the country.

「可負擔性仍然是決定該板塊未來前景的關鍵因素。我們預計到2025年,公務員工資將上漲,並將在2月份引入更高的最低工資,這將提高可支配收入,推動全國範圍內對房地產的需求。」

Lee sharing HLIB insights for the property sector for 2025 during the 18th Bursa-HLIB Stratum Series titled 'Property Sector: Entering A New Cycle?'

李在以"房地產行業:進入新週期?"爲主題的第18屆Bursa-HLIb Stratum系列中分享了2025年房地產行業的HLIb見解。

"This, coupled with the current 3% OPR and stable mortgage rates, creates a favourable environment for both homebuyers and investors, making homeownership more accessible," Lee said, adding that a stable employment growth rate and a projected GDP growth of 4.9% this year will enable the economy remains on firm ground.

"這一點,加上當前的3%官方利率和穩定的抵押貸款利率,爲購房者和投資者創造了一個有利的環境,使得擁有住房變得更加可及,"李說,並補充道穩定的就業增長率和預期的4.9%GDP增長將使經濟保持穩固。

"These positive indicators provide the right conditions for sustained growth and a virtuous cycle of demand and investment that contributes to Malaysia's broader economic development.

"這些積極因數爲持續增長和需求與投資的良性循環創造了合適的條件,這有助於馬來西亞更廣泛的經濟發展。

"While these are promising signs, it is necessary for continued innovative strategies and collaboration within the industry to tackle the challenges," she shared.

"儘管這些是令人鼓舞的跡象,但工業內部需要繼續創新戰略和合作以應對挑戰,"她分享道。

Overall, Lee said the sector's optimistic outlook is further supported by the government's initiatives outlined in Budget 2025, notably, the tax reliefs of up to RM7,000 for first-time homebuyers purchasing properties priced up to RM500,000, and up to RM5,000 for homes priced between RM500,000 and RM750,000.

總體而言,李表示該行業的積極前景進一步得到2025年預算中政府舉措的支持,特別是首次購房者購買價格不超過500,000林吉特的物業可享受最高7,000林吉特的稅收減免,購買價格在500,000林吉特至750,000林吉特之間的房屋可享受最高5,000林吉特的減免。

"These initiatives are expected to spur demand while aiding the market's recovery by making homeownership accessible and contribute to long-term growth," she said.

她說:「這些舉措預計將刺激需求,同時通過讓人們更容易實現購房來幫助市場恢復,並有助於長期增長。」

Meanwhile, the event also featured an impressive lineup of speakers like NAPIC Property Index Division Deputy Director Sarmila Husain, Knight Frank Malaysia Executive Director Amy Wong, Gamuda Bhd Deputy Project Director Tan Jun Jing and SP Setia Bhd Deputy President Datuk Yuslina Mohd Yunus who shared diverse and valuable insights on the evolving property market, covering key market shifts, demand drivers, investment opportunities, growth trends, potential risks, strategies for market recovery and the importance of community-centric developments.

與此同時,活動還邀請了多位傑出的演講者,包括NAPIC物業指數部門副董事Sarmila Husain、馬來西亞Knight Frank執行董事Amy Wong、Gamuda Bhd副項目董事Tan Jun Jing以及SP Setia Bhd副總裁Datuk Yuslina Mohd Yunus,他們分享了對不斷變化的房地產市場的多樣化和有價值的見解,涵蓋了主要市場變化、需求驅動因素、投資機會、增長趨勢、潛在風險、市場恢復策略以及以社區爲中心的發展重要性。

声明:本內容僅用作提供資訊及教育之目的,不構成對任何特定投資或投資策略的推薦或認可。 更多信息
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