Komerční Banka Group Financial Results as of 30 June 2024
Komerční Banka Group Financial Results as of 30 June 2024
KB Group's lending to customers rose by 3.7% year on year to CZK 824.1 billion. Deposits from clients grew by 6.5% from a year earlier to CZK 1,059.4 billion. Volume of non-bank assets (mutual funds, pension funds, life insurance) under management expanded by 13.9% to CZK 268.5 billion.
Kb集團向客戶提供的貸款同比增長3.7%,至8241捷克克朗。來自客戶的存款比去年同期增長了6.5%,達到10594捷克克朗。管理的非銀行資產(共同基金、養老基金、人壽保險)的數量增長了13.9%,達到2685捷克克朗。
The number of customers in standalone Komerční banka increased by 47,000 year on year to 1,708,000. Some 439,000 clients had already enrolled in KB's new digital bank introduced in April 2023. KB Group was serving 2,203,000 clients.
獨立的Komercni銀行的客戶數量同比增長了47,000人,達到170.8萬人。約有43.9萬名客戶已經註冊了KB於2023年4月推出的新數字銀行。Kb Group爲220.3萬名客戶提供服務。
First half 2024: Total revenues were down by (3.0%) year on year to CZK 17.5 billion. Operating expenditures decreased by (0.2%) to CZK 9.1 billion. The Group reported a CZK 0.6 billion net creation of provisions for credit risk. Income taxes reached CZK 1.5 billion. Net profit attributable to the Group's equity holders, at CZK 6.3 billion, was down by (21.5%) year on year.
2024年上半年:總收入同比下降(3.0%),至175捷克克朗。運營支出下降了(0.2%),至91捷克克朗。該集團報告稱,信用風險準備金淨額爲6捷克克朗。所得稅達到15捷克克朗。歸屬於集團股東的淨利潤爲63捷克克朗,同比下降(21.5%)。
Second quarter 2024: Total revenues decreased by (4.6%) year on year to CZK 8.7 billion. Operating expenditures were up by 4.6% to CZK 4.3 billion. The Group reported a CZK 0.1 billion net creation of provisions for credit risk. Income taxes reached CZK 0.8 billion. Net profit attributable to the Group's equity holders, at CZK 3.5 billion, was down by (21.8%) year on year.
2024年第二季度:總收入同比下降(4.6%),至87捷克克朗。運營支出增長了4.6%,達到43捷克克朗。該集團報告稱,信用風險準備金淨額爲1捷克克朗。所得稅達到8捷克克朗。歸屬於集團股東的淨利潤爲35捷克克朗,同比下降(21.8%)。
Volume of regulatory capital reached CZK 106.3 billion, capital adequacy stood at 18.9%, and the Core Tier 1 ratio was 17.8%.
監管資本量達到1063捷克克朗,資本充足率爲18.9%,核心一級比率爲17.8%。
Komerční banka signed a Memorandum of Understanding with SGEF SA with a view for KB to fully own SG Equipment Finance Czech Republic s.r.o. The Bank will buy the remaining 49.9% stake in the company that it does not already hold.
Komercnibanka與SGEF SA簽署了一份諒解備忘錄,以期讓Kb完全擁有捷克共和國SG設備金融有限公司。該銀行將收購其尚未持有的該公司剩餘的49.9%的股份。
KB had 74,908 shareholders (greater by 2,605 year on year), of which 68,864 were private individuals from the Czech Republic.
Kb擁有74,908名股東(同比增長2,605人),其中68,864名是來自捷克共和國的個人。
Financial results
財務業績