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'Google Pay Will Now Display Card Perks, BNPL Options And More' - TechCrunch

'Google Pay Will Now Display Card Perks, BNPL Options And More' - TechCrunch

“Google Pay 现在将显示信用卡福利、BNPL 选项等”-TechCrunch
Benzinga ·  05/22 11:50

Google Pay is rolling out a number of updates that capitalize on its integrations with other Google products, like Android and the Chrome browser. Starting Wednesday, people who check out with Google Pay will be able to see their card benefits and perks before selecting a card; use "buy now, pay later" through partners like Affirm and Zip; and fill in their card details through biometrics or a PIN, instead of by entering their security code.

Google Pay正在推出多项更新,这些更新利用了与安卓和Chrome浏览器等其他谷歌产品的集成。从周三开始,使用Google Pay结账的人将能够在选择信用卡之前查看自己的信用卡优惠和福利;通过Affirm和Zip等合作伙伴使用 “立即购买,稍后付款”;并通过生物识别或密码填写信用卡详细信息,而不是通过输入安全码。

The changes are designed to enhance the consumer experience of using Google Pay and make it a more competitive option against other payment methods, including the developer or retailer's built-in payment system, often powered by businesses like Stripe, as well as the payment services from other tech giants, like Apple, Amazon and PayPal, for instance.

这些变化旨在增强消费者使用Google Pay的体验,使其成为与其他支付方式相比更具竞争力的选择,包括开发商或零售商的内置支付系统(通常由Stripe等企业提供支持),以及苹果、亚马逊和PayPal等其他科技巨头的支付服务。

One of the most compelling features now rolling out is the ability to see each of the cards' benefits and rewards before making a selection. Google notes that consumers who have multiple credit cards with different perks may not always remember which is the best card to use when. Some cards offer travel-related perks, for example, while others may offer dining perks or cash back. Now, when someone clicks into the Card Number box to pick a card from a list of saved payment methods, Google Pay will showcase relevant card benefits that accompany each card.

目前推出的最引人注目的功能之一是能够在选择之前查看每张卡的权益和奖励。谷歌指出,拥有多张具有不同优惠的信用卡的消费者可能并不总是记得哪张卡最适合在什么时候使用。例如,有些卡提供与旅行相关的福利,而另一些则可能提供餐饮津贴或现金返还。现在,当有人点击 “卡号” 框从已保存的付款方式列表中选择一张卡时,Google Pay将展示每张卡附带的相关信用卡优惠。

This feature will initially support American Express and Capital One cards, but Google says it plans to expand to include more cards in the future. It also only works on Chrome desktop for the time being.

该功能最初将支持美国运通和Capital One卡,但谷歌表示计划在未来扩展到包括更多卡。它目前也只能在Chrome桌面上运行。

Another new feature is the introduction of the "buy now, pay later" (BNPL) option when checking out. Google began piloting this option earlier this year, but it's now rolling out to more merchant sites and Android apps across the U.S. The tech giant is partnering with BNPL firms for this offering, including Affirm and Zip. At checkout, Google Pay users can either sign into their existing accounts with these providers or sign up with a provider from the checkout screen, it says.

另一个新功能是在结账时引入了 “立即购买,稍后付款”(BNPL)选项。谷歌在今年早些时候开始试行这一选项,但现在正在美国各地的更多商家网站和安卓应用程序中推出。这家科技巨头正在与包括Affirm和Zip在内的BNPL公司合作推出该产品。它说,在结账时,Google Pay用户可以登录这些提供商的现有账户,也可以从结账屏幕向提供商注册。

In addition, Google is making it easier to confirm the card of choice without having to enter its security code — a number that people often have to manually look up.

此外,谷歌还让人们无需输入安全码即可更轻松地确认所选信用卡——人们通常需要手动查看这个数字。

Instead, Google will allow Chrome and Android users to verify their card details the same way they unlock their Android devices. That means users will be able to verify their card with a fingerprint, face scan or screen lock PIN. Users will also be able to set up device unlock that requires them to unlock their device before card details are shown. This feature is designed to keep card info safe from others who may have access to the device.

取而代之的是,谷歌将允许Chrome和安卓用户以与解锁安卓设备相同的方式验证其信用卡详细信息。这意味着用户将能够使用指纹、面部扫描或屏幕锁定密码来验证他们的卡。用户还可以设置设备解锁,要求他们在显示卡详细信息之前解锁设备。此功能旨在保护信用卡信息的安全,使其免受可能访问该设备的其他人的侵害。

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