Earnings Call Summary | SmartFinancial(SMBK.US) Q1 2024 Earnings Conference
Earnings Call Summary | SmartFinancial(SMBK.US) Q1 2024 Earnings Conference
The following is a summary of the SmartFinancial, Inc. (SMBK) Q1 2024 Earnings Call Transcript:
以下是SmartFinancial, Inc.（SMBK）2024年第一季度業績電話會議記錄摘要：
Financial Performance:
財務業績：
SmartFinancial reported a Q1 net income of $9.4 million, translating to $0.55 per diluted share.
On an operating basis, the net income estimated at $8.40 million, translating to $0.49 per diluted share.
The company reported total revenue of over $40 million and a steady growth in net interest income.
The growth rate in loans and deposits was estimated at around 4% and 12% respectively.
SmartFinancial公佈的第一季度淨收益爲940萬美元，相當於攤薄後每股收益0.55美元。
按運營計算，淨收益估計爲840萬美元，相當於攤薄後每股收益0.49美元。
該公司報告的總收入超過4000萬美元，淨利息收入穩步增長。
貸款和存款的增長率估計分別約爲4％和12％。
Business Progress:
業務進展：
The bank has undergone significant growth in loans and deposits, with credit metrics reducing from the previous quarter.
SmartFinancial has invested in new market expansions and expects a rise in non-interest income by mid to late 2024.
The bank has announced share buyback plan, amounting to $4.5 million in shares.
The company has identified talent acquisition as a strategic driver and is open to M&A opportunities to foster growth.
該銀行的貸款和存款大幅增長，信貸指標比上一季度有所下降。
SmartFinancial已投資於新的市場擴張，並預計到2024年中後期，非利息收入將增加。
該銀行已宣佈股票回購計劃，總額爲450萬澳元。
該公司已將人才招聘確定爲戰略驅動力，並對併購機會持開放態度以促進增長。
More details: SmartFinancial IR
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Tips: This article is generated by AI. The accuracy of the content can not be fully guaranteed. For more comprehensive details, please refer to the IR website. The article is only for investors' reference without any guidance or recommendation suggestions.
提示：本文由 AI 生成。無法完全保證內容的準確性。欲了解更多詳情，請訪問投資者關係網站。本文僅供投資者參考，不構成任何投資建議。