Reviewing Pacific Premier Bancorp (NASDAQ:PPBI) & Oak Valley Bancorp (NASDAQ:OVLY)
Reviewing Pacific Premier Bancorp (NASDAQ:PPBI) & Oak Valley Bancorp (NASDAQ:OVLY)
Pacific Premier Bancorp (NASDAQ:PPBI – Get Rating) and Oak Valley Bancorp (NASDAQ:OVLY – Get Rating) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their risk, analyst recommendations, dividends, institutional ownership, profitability, valuation and earnings.
太平洋銀行(納斯達克：PPBI-GET評級)和橡谷銀行(納斯達克：OVLY-GET評級)都是金融公司，但哪一家業務更好？我們將根據這兩家公司的風險、分析師建議、股息、機構所有權、盈利能力、估值和收益的強弱對它們進行比較。
Analyst Ratings
分析師評級
This is a breakdown of recent recommendations and price targets for Pacific Premier Bancorp and Oak Valley Bancorp, as reported by MarketBeat.
據MarketBeat報道，這是對Pacific Premier Bancorp和Oak Valley Bancorp最近的建議和目標價的細分。
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Pacific Premier Bancorp | 0 | 1 | 0 | 1 | 3.00 |
| Oak Valley Bancorp | 0 | 0 | 0 | 0 | N/A |
| 銷售評級 | 保持評級 | 購買評級 | 強勁的買入評級 | 評級分數 | |
| 太平洋精品銀行 | 0 | 1 | 0 | 1 | 3.00 |
| 橡樹谷銀行 | 0 | 0 | 0 | 0 | 不適用 |
Pacific Premier Bancorp presently has a consensus price target of $40.33, suggesting a potential upside of 17.69%. Given Pacific Premier Bancorp's higher probable upside, analysts clearly believe Pacific Premier Bancorp is more favorable than Oak Valley Bancorp.
Pacific Premier Bancorp目前的共識目標價為40.33美元，這意味着潛在的上漲幅度為17.69%。鑑於Pacific Premier Bancorp的上行可能性更高，分析師顯然認為Pacific Premier Bancorp比Oak Valley Bancorp更有利。
Dividends
分紅
Volatility & Risk
波動性與風險
Pacific Premier Bancorp has a beta of 1.24, indicating that its share price is 24% more volatile than the S&P 500. Comparatively, Oak Valley Bancorp has a beta of 0.37, indicating that its share price is 63% less volatile than the S&P 500.
Pacific Premier Bancorp的貝塔係數為1.24，表明其股價的波動性比標準普爾500指數高24%。相比之下，橡樹谷銀行的貝塔係數為0.37，表明其股價的波動性比標準普爾500指數低63%。
Earnings & Valuation
收益與估值
This table compares Pacific Premier Bancorp and Oak Valley Bancorp's revenue, earnings per share and valuation.
此表比較了Pacific Premier Bancorp和Oak Valley Bancorp的收入、每股收益和估值。
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Pacific Premier Bancorp | $804.59 million | 4.05 | $339.89 million | $3.27 | 10.48 |
| Oak Valley Bancorp | $55.23 million | 2.71 | $16.34 million | $1.79 | 10.14 |
| 總收入 | 價格/銷售額比 | 淨收入 | 每股收益 | 市盈率 | |
| 太平洋精品銀行 | 8.0459億美元 | 4.05 | 3.3989億美元 | $3.27 | 10.48 |
| 橡樹谷銀行 | 5523萬美元 | 2.71 | 1634萬美元 | $1.79 | 10.14 |
Pacific Premier Bancorp has higher revenue and earnings than Oak Valley Bancorp. Oak Valley Bancorp is trading at a lower price-to-earnings ratio than Pacific Premier Bancorp, indicating that it is currently the more affordable of the two stocks.
Pacific Premier Bancorp的收入和收益高於橡樹谷Bancorp。橡樹谷Bancorp的市盈率低於Pacific Premier Bancorp，這表明它目前是兩隻股票中更負擔得起的一隻。
Profitability
盈利能力
This table compares Pacific Premier Bancorp and Oak Valley Bancorp's net margins, return on equity and return on assets.
此表比較了Pacific Premier Bancorp和Oak Valley Bancorp的淨利潤率、股本回報率和資產回報率。
| Net Margins | Return on Equity | Return on Assets | |
| Pacific Premier Bancorp | 38.46% | 11.07% | 1.45% |
| Oak Valley Bancorp | 26.56% | 10.61% | 0.76% |
| 淨利潤率 | 股本回報率 | 資產回報率 | |
| 太平洋精品銀行 | 38.46% | 11.07% | 1.45% |
| 橡樹谷銀行 | 26.56% | 10.61% | 0.76% |
Insider and Institutional Ownership
內部人與機構持股
91.9% of Pacific Premier Bancorp shares are owned by institutional investors. Comparatively, 26.3% of Oak Valley Bancorp shares are owned by institutional investors. 2.2% of Pacific Premier Bancorp shares are owned by insiders. Comparatively, 19.1% of Oak Valley Bancorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.
Pacific Premier Bancorp 91.9%的股份由機構投資者持有。相比之下，橡樹谷銀行26.3%的股份由機構投資者持有。Pacific Premier Bancorp 2.2%的股份由內部人士持有。相比之下，橡樹谷銀行19.1%的股份由內部人士持有。強大的機構持股表明，捐贈基金、對衝基金和大型基金管理公司相信，一家公司的長期表現將好於大盤。
Summary
摘要
Pacific Premier Bancorp beats Oak Valley Bancorp on 13 of the 16 factors compared between the two stocks.
Pacific Premier Bancorp在比較兩隻股票的16個因素中有13個超過了Oak Valley Bancorp。
About Pacific Premier Bancorp
關於太平洋總理銀行
(Get Rating)
(獲取評級)
Pacific Premier Bancorp, Inc. operates as the bank holding company for Pacific Premier Bank that provides banking services to businesses, professionals, real estate investors, and non-profit organizations. The company accepts deposit products, such as checking, money market, and savings accounts; and certificates of deposit. Its loan portfolio includes commercial real estate owner and non-owner-occupied, multifamily, construction and land, franchise real estate secured, small business administration (SBA), and SBA paycheck protection program loans; revolving lines or credit, term loans, seasonal loans, and loans secured by liquid collateral; one-to-four family and home equity lines of credit loans; and savings account secured loans and auto loans. The company also offers cash management, electronic banking, treasury management, and online bill payment services. It operates 61 full-service depository branches located in Arizona, California, Nevada, Oregon, and Washington. Pacific Premier Bancorp, Inc. was founded in 1983 and is headquartered in Irvine, California.
Pacific Premier Bancorp，Inc.是Pacific Premier Bank的銀行控股公司，為企業、專業人士、房地產投資者和非營利組織提供銀行服務。該公司接受存款產品，如支票、貨幣市場和儲蓄賬户；以及存單。其貸款組合包括商業房地產所有者和非所有者自住、多户、建築和土地、特許房地產擔保、小企業管理(SBA)和SBA工資保障計劃貸款；循環額度或信貸、定期貸款、季節性貸款和以流動抵押品擔保的貸款；一至四個家庭和房屋淨值信用額度貸款；以及儲蓄賬户擔保貸款和汽車貸款。該公司還提供現金管理、電子銀行、金庫管理和在線賬單支付服務。它在亞利桑那州、加利福尼亞州、內華達州、俄勒岡州和華盛頓州經營着61家全方位服務的存款分行。Pacific Premier Bancorp，Inc.成立於1983年，總部設在加利福尼亞州歐文。
About Oak Valley Bancorp
關於橡樹谷銀行
(Get Rating)
(獲取評級)
Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras. The company's deposits products include checking and savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit. It also offers commercial real estate loans, commercial business lending and trade finance, and small business administration lending, as well as consumer loans consisting of automobile loans, home mortgage loans, revolving lines of credit, and other personal loans. In addition, the company provides online banking, remote deposit capture, mobile banking, merchant, night depository, extended hours, wire transfer of funds, and note collection services, as well as automated teller machines. As of December 31, 2021, it operated through seventeen full-service branch offices in Oakdale, Sonora, Bridgeport, Bishop, Mammoth Lakes, Modesto, Manteca, Patterson, Turlock, Tracy, Ripon, Stockton, Escalon, California, and Sacramento. The company was incorporated in 1990 and is headquartered in Oakdale, California.
橡樹谷銀行是橡樹谷社區銀行的銀行控股公司，為中央山谷和東西耶拉斯地區的個人和中小型企業提供一系列商業銀行服務。該公司的存款產品包括支票和儲蓄、貨幣市場、健康儲蓄、個人退休賬户以及存單。它還提供商業房地產貸款、商業貸款和貿易融資、小企業管理貸款，以及由汽車貸款、住房抵押貸款、循環信用額度和其他個人貸款組成的消費貸款。此外，該公司還提供網上銀行、遠程存款捕獲、手機銀行、商户、夜間存管、延長工作時間、電匯資金和收鈔服務，以及自動櫃員機。截至2021年12月31日，它通過位於奧克代爾、索諾拉、布里奇波特、畢曉普、猛獁湖、莫德斯托、曼特卡、帕特森、特洛克、特雷西、裏彭、斯托克頓、埃斯卡隆、加利福尼亞州和薩克拉門託的17個提供全方位服務的分支機構運營。該公司成立於1990年，總部設在加利福尼亞州奧克代爾。
Receive News & Ratings for Pacific Premier Bancorp Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Pacific Premier Bancorp and related companies with MarketBeat.com's FREE daily email newsletter.
接受太平洋高級銀行日報的新聞和評級-在下面輸入您的電子郵件地址，通過MarketBeat.com的免費每日電子郵件時事通訊接收對Pacific Premier Bancorp和相關公司的最新新聞和分析師評級的每日簡要摘要。