SoFi Q3 Earnings Highlights: 377,000 New Members, Record Lending Revenue And More
SoFi Q3 Earnings Highlights: 377,000 New Members, Record Lending Revenue And More
SoFi Technologies (NASDAQ:SOFI) shares are trading higher after reporting third-quarter financial results.
索菲科技纳斯达克(Sequoia Capital：SO菲)公布第三季度财务业绩后，股价上涨。
Here are the key highlights for investors.
以下是对投资者的关键亮点。
What Happened: SoFi reported third-quarter revenue of $277.2 million, beating a consensus estimate of $255.6 million.
发生的事情：索菲公布第三季度营收为2.772亿美元，超过了普遍预期的2.556亿美元。
The company added 377,000 new members, its second highest-quarterly increase in company history. The company had 2.9 million members, up 96% year-over-year.
该公司增加了37.7万名新会员，这是该公司历史上第二高的季度增幅。该公司拥有290万会员，同比增长96%。
The company’s lending segment reach an all-time high for revenue at $215.5 million, up 21% year-over-year.
该公司的贷款业务收入达到2.155亿美元，创历史新高，同比增长21%。
“I believe we’ve accomplished more at SoFi across our uniquely diversified platform of mobile-first financial services products over the past year than many other companies will achieve in a lifetime,” SoFI CEO Anthony Noto said.
索菲首席执行官说：“我相信，在过去的一年里，我们在移动优先金融服务产品这一独特的多元化平台上，在SoFi上取得的成就超过了许多其他公司毕生所能取得的成就。”安东尼·诺托(Anthony Noto)说。
The third quarter was the company’s fifth consecutive quarter of positive EBITDA.
第三季度是该公司连续第五个季度EBITDA为正。
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What’s Next: The company launches several marketing campaigns in the third quarter, which could help bring brand awareness and increase future revenue. This includes campaigns with the NFL, on TikTok and during the U.S. Open Tennis tournament.
下一步是什么：该公司在第三季度推出了几项营销活动，这可能有助于提高品牌知名度，增加未来的收入。这包括与NFL的活动，TikTok上的活动，以及美国网球公开赛期间的活动。
“Our strategy is to build the first digital one-stop shop and meet our members’ financial needs for every major event in their lives and all of the day in between, continues to pay off,” Noto said.
Noto说：“我们的战略是建立第一家数字一站式商店，满足会员在生活中的每一件大事以及其间所有时间的财务需求，并继续获得回报。”
SoFi sees fourth-quarter revenue hitting $272 million to $282 million, compared to an estimate of $275 million.
索菲预计第四季度营收将达到2.72亿至2.82亿美元，而预期为2.75亿美元。
The company is guiding for full-year revenue to come in a range of $1.00 billion to $1.01 billion, versus a street estimate of $979.6 million.
该公司预计全年营收在10.亿美元至10.1亿美元之间，而市场预期为9.796亿美元。
Price Action: SOFI shares are up 12% to $22.86 in after-hours trading.
价格行动：索菲股价在盘后交易中上涨12%，报22.86美元。
Disclosure: The author has a long position in SOFI.
披露：作者在索菲有长期头寸。