What is Mutual Fund NAV?
What is Mutual Fund NAV?
Key takeaways
主要外賣
Net asset value (NAV) equals a fund's or company's total assets less its liabilities.
Investors purchase and redeem open-ended funds based on NAV.
淨資產價值(NAV)等於基金或公司的總資產減去負債。
投資者根據資產淨值申購和贖回開放式基金。
Understanding Mutual Fund NAV
瞭解共同基金資產淨值
Net asset value (NAV) equals a fund's or company's total assets less its liabilities. When it comes to mutual funds, NAV commonly represents the net asset value per share (NAVPS) of the fund, calculated by dividing the total assets of the fund's portfolio, less total liabilities, by the whole fund share.
淨資產價值(NAV)等於基金或公司的總資產減去負債。説到共同基金，資產淨值通常代表基金的每股資產淨值(NAVPS)，計算方法是將基金投資組合的總資產減去總負債除以整個基金份額。
Total assets include all the assets in the fund's portfolio, such as stocks, bonds, bank deposits, and other securities. Total liabilities refer to the liabilities taking shape during the operation and financing of the fund, including various expenses payable to others, capital interest payable, etc. Total fund share refers to the total number of funds issued.
總資產包括基金投資組合中的所有資產，如股票、債券、銀行存款和其他證券。負債總額是指基金在運作和融資過程中形成的負債，包括應付他人的各項費用、應付資本利息等。基金份額總額是指基金髮行的總數。
For example, if a mutual fund has issued 10 million shares with total assets are 20 million dollars of securities, 10 million dollars in cash, and its total liabilities are 5 million dollars. Then it has a NAV of 25 million dollars and a NAVPS of 2.5 dollars.
例如，如果一個共同基金發行了1000萬股，總資產是2000萬美元的證券，1000萬美元的現金，總負債是500萬美元。它的淨資產淨值為2500萬美元，淨資產淨值為2.5美元。
Investors purchase and redeem open-ended funds based on NAV. The NAV of a fund is updated at the end of the current trading day and investors can find it on the fund websites or related platforms like moomoo.
投資者根據資產淨值申購和贖回開放式基金。一隻基金的資產淨值在當前交易日結束時更新，投資者可以在基金網站或moomoo等相關平臺上找到。
For more investment knowledge and trends, welcome to Courses in the Community.
欲瞭解更多投資知識和趨勢，歡迎訪問課程在社區裏。
