The Zhitong Finance App learned that on September 27, 2023, Sia Partners released the “2023 International Mobile Banking Benchmark” to study the current state of mobile banking in the EMEA region, North America, Asia and Australia, as well as future prospects. For the first time, Zhongan Bank and Mox Bank ranked in the top ten in the world, while Zhongan Bank ranked sixth in the world and number one in Asia. At the same time, it has been ranked as the best mobile app in Asia for two consecutive years.
It is reported that Sia Partners is a French management consulting company that incorporates artificial intelligence technology and design thinking into traditional consulting methods. To stay ahead of innovation in the banking industry, Sia Partners annually benchmarks banking apps globally to find the most comprehensive, innovative, and user-friendly banking apps in the world. The Sia Partners' 2023 International Mobile Banking Benchmark assessed the performance of 148 banking applications in 19 countries in Europe, Middle East, Africa, North America, Asia, and Australia.
Here is the list of the top ten banks in the world in 2023 published by Sia Partners:
According to the 2023 interim report data of Zhongan Online (06060), as of June 30, 2023, the number of retail users of ZA Bank (ZA Bank) was close to 700,000. With the launch of new products one after another, its monetization capacity increased dramatically. It achieved net revenue of HK$152 million during the reporting period, an increase of 13% over the previous year. Among them, the net interest spread further increased to 1.87% during the interest rate hike cycle.
It is worth mentioning that from now until October 31, 2023, customers in Hong Kong (including Hong Kong residents and visitors to Hong Kong) can get a 9.69% p.a. Hong Kong dollar current interest rate increase voucher for deposit amounts of HKD0-50,000 after successfully opening an account in Hong Kong using the ZA Bank (ZA Bank) friend invitation code, which is valid for 30 days; plus the HKD current savings interest rate of 0.31%, can enjoy a preferential annual interest rate of up to HKD400.