Shortcake117OP Will73: I'm figuring that out. I should have started the process last week to get it done on time. I wanted to go through the process without a real need for the cash, to see how long it would take if I really did need it. If I can't make last year's IRA deadline, life will go on.
I'm trying to figure out if I can use MooMoo to trade within an Alto Roth IRA. As I love the platform, so we'll see.

Shortcake117OP Will73: Thanks. I emailed my question and someone from Admin got back to me in app. They essentially said the same as you did - 3-5 business days. Then it may take a few days to clear my bank. So, for anyone's future reference, I'd say if you plan to need funds for withdrawal, plan on 5-7 days business days. If it moves more quickly than that, I'll post here for other's reference.

Shortcake117OP mystic69: I use a bunch of different apps that I check in with periodically. The main ones I use are MooMoo for stocks and Coinbase for crypto. I also usually look for the Motley Fool for tips of stocks to watch in the sectors I'm interested in. But I read a lot of their stuff decades ago, so I'm familiar with the philosophy. For tech and disruptive systems I always feel good when I hear Cathie Wood has just bought into a stock I'm bullish on.
As far as other apps, a couple, like Gemini, I loaded because I couldn't find a stock I wanted on other exchanges - SANDBOX I had to go through Gemini to buy. Also I fell for the intro deals for free stock, so I have a few apps I loaded just for that and realised that the apps themselves weren't that informative. I like to be able to learn on the apps too.

Shortcake117OP : Mystic 69, I will have to check out FSMOne, I haven't been there yet, but thanks for the tip.
Agreed, crypto can be a little scary, but I do think it's here for the long haul. With all the cryptocurrancy funds that were involved with Russia and Ukraine, it has shined a spotlight on how crypto can undermine political directives. So I think there will be a huge push to regulate it. Right now crypto is the Wild West and that's not a bad thing for investors at our level.
Respectfully, I think Buffet may be showing his age on this one. The Metaverse is where we are headed. I'm in my 50s, but I have a teenage son and can see that video games and VR is where the next generation will be developing careers and spending their disposable income. I want to understand it and make a profit on it.
It's just one sector of my portfolio, but it's an important one. If a company has all the right stuff to buy it's stock, it doesn't matter to me that that stock is crypto instead of fiat currancy - it's still a good buy.

Shortcake117OP : If you change your mind and decide to stick your toe in the "crypto pond" there are a lot of great vehicles that are super affordable. Cardano is a poor man's Etherium at about $1.10 a share. The Metaverse is developing and there will be "lands" to visit there for Meta (FB), SANDBOX, ROBLOX, Decentraland & others. I can't help but feel that people will want to try these worlds out. SAND and MANA (Decentraland's coin), go for $2-3 a coin/share. That's not a huge investment to buy 50 shares and see. There are also great stocks that are going to surge b/c their products will serve the Metaverse - semiconductors, 3D technology, AutoCAD, video production, smart contracts, casinos, eSports. These are all tech stocks that are worth watching, IMHO. So being involved in investing in the Metaverse isn't just limited to crypto. The portfolio I'm building includes: Matterport, Meta, SANDBOX, Quantim S, NVIDIA, SNAP, GoPro, some eSports stocks, etc. If you are interested in the sector, read up on the Metaverse. I don't think it will be wasted research.

Shortcake117OP : Finally, I love your EFT idea and use it myself. I invest weekly in the Nasdaq, QQQ and ARK Fintech.
I don't have some secret formula. I'm learning just like everyone else. I'm hoping to catch the next FAANG stocks, whether they be crypto or conventional stock. Either way, I'm just betting on what feels like a sure thing. Commodities scare me, I have no real sense of where energy is going - wind, solar, electric, oil...conflicts, shifts in production, etc. Aside from electric cars and batteries for them, I have no idea what will be keeping us warm or cool in a decade. But I'm pretty sure we'll be looking for entertainment we don't have to be in crowds to enjoy. So, the Metaverse makes sense to me. Just my take. Investigate and lmk what you think.

Shortcake117OP : Good early morning in Singapore. TY for posting your list. I will look into them, particularly semi-conductor ETF. That sounds like as close to a sure winner as you can get, at least until technology moves beyond that.
You are invested in Petroleum. That is a little too uncertain for me. As I said, I get the sense that a decade from now we will be using something other than fossil fuels, so I'm keeping my distance. But I wish you well with that.