Short term savings goals made me risk averse. CLIP and XHLF provided exosure to the short end of the t-bill curve. Both w/ expense ratios under 10bp. Small positions in marginal/junk bond ETFs and ETFs holding AAA loans issued by trusts w/ a small amount of risk bumped return up about 1/5. Probably going to ease back in, not FOMO.
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-Consider ETFs that hold a large bundle of stocks or bonds.
-Avoid using margin.
-Check in daily. collect points. Refer friends.
-Customer service helpful.
-Cash sweep 5.1% APY. Low expensecratio ETFs can get you 5.3% on t bills. Ultra short bondd funds can get you limited proce volatility and 6%+. SP500 w/ these rates seems like a bubble. but not about to pop…
-Buy write ETFs. SP500, or, better yet, IWM at this point.
-Avoid using margin.
-Check in daily. collect points. Refer friends.
-Customer service helpful.
-Cash sweep 5.1% APY. Low expensecratio ETFs can get you 5.3% on t bills. Ultra short bondd funds can get you limited proce volatility and 6%+. SP500 w/ these rates seems like a bubble. but not about to pop…
-Buy write ETFs. SP500, or, better yet, IWM at this point.
1
#setyourgoals
1) Earn 7% on treasury ETFs by adding in some actively managed ETFs that use options to top off income. Learn more about that.
2) Minimize risk in equities. My goal is savings in this account.
3) Avoid market volatility. I tjink the SP FV could be 3800…or 5000!
4) Don’t miss 2023 style run.
1) Earn 7% on treasury ETFs by adding in some actively managed ETFs that use options to top off income. Learn more about that.
2) Minimize risk in equities. My goal is savings in this account.
3) Avoid market volatility. I tjink the SP FV could be 3800…or 5000!
4) Don’t miss 2023 style run.
recap 23