Time is one of those things, which once gone cannot be regained back.
Some of the random things, I would do on a non-trading day:
Networking
Connect with people of my interest and field on LinkedIn. This will help me learn new developments and will open doors to new opportunities.
Reading
The more I read, the more I learn. I enjoy reading something which really fascinates me.
Study MooMoo Courses - Learning is effortless on @moomoo Courses. Let’s trade smarter!
Learn a New Language
I use Duolingo  $Duolingo(DUOL.US)$ and some other websites that provides an opportunity to learn any foreign language.
Declutter
I like to organize my place, think about my long term goals, learning some basic things that can add value to my life in personal growth.
Technology Advancement
I am always keen to learn something about technology and explore myself in many dimensions.
Gardening
I would love to grow more plants and nourish them ( it actually makes me very happy ).
Level up my Cooking Skills
Cook new dishes and put a get together with some close friends and just chill while exploring the other side of me which I didn't notice while I was busy.
Meditate
Practice meditation. It will increase my focus.
Learning from Seniors
Talking with my grandparents or elderly relatives. They will give me years of experiences in just minutes.
As the saying goes ~
An inch of time is an inch of gold but you can't buy that inch of time with an inch of gold.
( Time = Money, but Money does Not = time ).
$Dow Jones Industrial Average(.DJI.US)$  $Nasdaq Composite Index(.IXIC.US)$  $S&P 500 Index(.SPX.US)$  $Microsoft(MSFT.US)$  $Thermo Fisher Scientific(TMO.US)$  $NVIDIA(NVDA.US)$  $American Express(AXP.US)$  $Apple(AAPL.US)$  $Goldman Sachs(GS.US)$  $Merck & Co(MRK.US)$  $Tesla(TSLA.US)$  $Meta Platforms(FB.US)$  $PayPal(PYPL.US)$  $Salesforce(CRM.US)$  $Oracle(ORCL.US)$  $Nike(NKE.US)$  $Danaher(DHR.US)$  $EOG Resources(EOG.US)$

Once more, Co-Wise: moomoo Tutorial Contest Part 5, "How to build a portfolio with a windfall of $1 million?" ended successfully. Thanks for participating in the contest. With the $1 million windfalls, everyone has a different asset allocation method and a unique way to build the best portfolio. The top three candidates to be put into the portfolio are stocks, ETFs, and cryptocurrencies. Asset allocation aims to maximize future returns and minimize risks. However, high returns come with high stakes. There is no best, only the most suitable portfolio for investors. Would you please follow me to review some of the high-quality posts from mooers?
Here are the rewards for your active participation: 1 FREE $Ford Motor(F.US)$ share for the five best posts, 1 FREE $ContextLogic(WISH.US)$ share for the five outstanding posts, and 66 points for posts with a minimum of 30 words. Congratulations to all the winners!
*The rewards will be distributed to winners within 15 working days. The ranking is sorted in alphabetical order.
Part Ⅰ: High-Quality Post Collection
@AxThePro  Balanced portfolio
1 million is a huge sum to begin with, it is very important to have growth for this portfolio. At the same time, we also must make sure it is safe from significant losses. I’ll allocate my portfolio with 4-3-2-1 strategy. I am an agreesive investors, I do not believe in bonds, so I will allocate 100% in equity portfolio.
@Dadacai  My Portfolio If I Had A S$1 Million Windfall
If I had a $1 million windfall, I would put 90% of it in an S&P ETF like $Vanguard S&P 500 ETF(VOO.US)$ , $SPDR S&P 500 ETF(SPY.US)$ and $iShares Core S&P 500 ETF(IVV.US)$ , and 5% in Treasury bills. The remaining 5% will be reserved for stocks that I think have the potential to become the next $Amazon(AMZN.US)$ , $Tesla(TSLA.US)$ , $Sea(SE.US)$ , $Apple(AAPL.US)$ and $Microsoft(MSFT.US)$ .
@David W Clark  How would I invest $1,000,000
I'd put it in an account that at least pays as much interest as possible while researching for stocks, bonds, ETFs and other such ways to invest and grow. I may do this with a 45/45/10 split, Dividend Stocks/ Value Stocks / Cash.
@Mars Mooo  The Squid Game Multi-Portfolios Portfolio
The Squid Game Multi-Portfolios portfolio is made up of 4 main portfolios, as follows:
40% weightage: Player 456 (Seong Gi-hun) Portfolio.
30% weightage: Player 218 (Cho Sang-woo) Portfolio.
20% weightage: Player 067 (Kang Sae-byeok) Portfolio.
10%: weightage: Liquid Portfolio.
@Panda2102  Barbell strategy to build a portfolio with a $1m windfall
One portfolio (85-90%) holds extremely safe investments, while the other aggressive portfolio (10-15%) holds highly speculative or leveraged investments. Depending if you are in the Wealth Accumulation stage or Wealth Preservation stage of your life, you can tweak the two portfolio accordingly.
@atelophobia  Portfolio building
Building a portfolio is aka finding the best equilibrium and striking a balance of allocation across the different classes. There is no right or wrong answer to how should one build a portfolio for the fact that Trading/Investment is an Art not a Sciene as such there is no scientific way to judge an artpiece as beauty lies in the eyes of beholder!
@Mama Cass  $1M Playmoney!
If lucky enough to find or be given $1M to invest I'm afraid that at my age (55) I wouldn't go crazy with aggressive return seeking investments. Different age groups have different portfolio allocations. I'm a caviar kind of gal so I'm going to get a pro to take my million and make it pay off without loss.
@nickelrust  Buy. Hold. Sell. Repeat.
Me as a lower risk taker would opt for a safer option, to put the money into a basket of bluechip stocks and let it grow over a period of 3 to 5 years. With the current market still at its low, and globally economies are opening up and striving to stabilise and enter the real new normal.
@Sufy87  It comes down to portfolio allocation and what you know best.
Personally, I would allocate 60% stocks, 20% into ETFs, 15% options, 5% cash. Stocks are basically what builds wealth. ETFs are basically to get exposure to segments of the economy. Options are just to hedge against some of my positions. Cash is always as "bullets" when opportunity arise.
@102252718  What is your purpose to invest?
Everyone invest for a different reason. For me, I invest to grow my wealth pot for retirement and my child's education.
70-80% GROWTH STOCKS $TSLA $PLTR.
10% ETF $ARK Innovation ETF(ARKK.US)$ $ARKF.
10% Crypto $ETH. $BTC.
Please click "How to build a portfolio with a windfall of $1 million?" for more engaging posts. If you are inspired by any post from "How to build a strong portfolio?",  please share your thoughts and join us for further discussion. Don't forget to leave your comments and tell mooers what you have learned.
Part Ⅱ: Voting on the “Mentor Moo” Title
It's time for voting! Let's vote for the candidates to see who will win the "Mentor Moo" title. Whose idea do you think is the best? When evaluating the posts, please take the following factors into account: logic, practical content, type settings, picture displays, and engagement.
By the end of the poll, the one with the most votes will win the "Mentor Moo" title. What a great honor! Come and vote for your favorite mentors. Your vote means a lot to them.
Diversification is a critical concept in portfolio management. Different levels of risk tolerance and holding time could directly affect the category selections of investors. Do you have any other portfolio-building methods? Share your portfolio with mooers to explore investment opportunities together.
Disclaimer: All investment involves risk. Neither Futu Inc, nor Futu SG, nor moomoo endorses any particular investment strategy. You should carefully consider your investment goals and objectives when deciding on an investment strategy. Past performance is no guarantee of future results.

Established COVID-19 vaccine makers have come under pressure after $Pfizer(PFE.US)$ and a United Nations-backed public health organization announced a licensing pact to allow generic-drugmakers to produce cheaper versions of the company’s experimental COVID-19 pill.
$Moderna(MRNA.US)$ , $AstraZeneca(AZN.US)$ , and Pfizer’s partner in COVID-19 vaccine development $BioNTech(BNTX.US)$ have lost ~1.4%, ~3.1%, and ~1.0% in the pre-market, respectively. $Johnson & Johnson(JNJ.US)$ is trading flat.
The licensing deal by Pfizer to enable wider access to its COVID-19 therapeutic follows a similar deal from the rival drugmaker $Merck & Co(MRK.US)$ for its investigational pill, molnupiravir. Merck has shed ~1.0% in early trading.
The shares of early-stage developers of oral COVID-19 therapies such as $Atea Pharmaceuticals(AVIR.US)$ / $ROCHE HOLDING AG(RHHBY.US)$ , $Redhill Biopharma(RDHL.US)$ , and $Adagio Therapeutics(ADGI.US)$ are also expected to open lower.
Stocks to watch: Established manufacturers of COVID-19 antibody treatments such as $Vir Biotechnology(VIR.US)$ , $Regeneron Pharmaceuticals(REGN.US)$ , $Eli Lilly and Co(LLY.US)$ as well as $Gilead Sciences(GILD.US)$ , which produces the intravenously administered COVID-19 therapy Remdesivir.
In terms of effectiveness, $Pfizer(PFE.US)$ and its rival $Merck & Co(MRK.US)$ have demonstrated about 89% and ~50% effectiveness for their oral COVID-19 drugs, PAXLOVID, and molnupiravir in late-stage trials, respectively.

If I have $1mil, I would split into 50% stocks, 25% ETFs, 10% bonds and 15% Cryptocurrency. For the stocks, 20% will be in dIvidends yielding ones such as REITs (the likes of $CapitaLandInvest(9CI.SG)$ $CapLand Ascendas REIT(A17U.SG)$ $Mapletree Ind Tr(ME8U.SG)$ with the balance in a mixture of safe bank stocks such as $JPMorgan(JPM.US)$ $Morgan Stanley(MS.US)$ and the more speculative stocks such as the pandemic related ones such as $Pfizer(PFE.US)$ $Moderna(MRNA.US)$ $BioNTech(BNTX.US)$ $Merck & Co(MRK.US)$...

$Tesla(TSLA.US)$ The Chinese poems that Musk posted on his social accounts mean
Both born of the same root, why torment each other so cruelly!

The Tesla (TSLA)-Hertz deal is a "major win-win" for both sides, says Nicholas Colas, co-founder of DataTrek Research.
The hedge fund veteran says the arrangement is a "fascinating case study in how new and old industries still need each other to maximize the impact of disruptive technologies on the one hand and leverage that same technology to remake a stale business model on the other."
$Tesla(TSLA.US)$ To me this smells like the Steve Jobs Apple/AT&T arrangement, which was brilliant. Apple was able to get features like visual voicemail to their users in exchange for an exclusive deal with a major cellular provider that needed a boost. Win/Win. We are just starting to realize how Hertz will benefit from this, but over time we'll probably be thinking it was obvious.

Stocks decline as Nasdaq fades from record
Stocks fell Wednesday on investors' concerns that Covid-19 cases remain elevated and uncertainty about when central banks may dial back easy-money policies. The $S&P 500 Index(.SPX.US)$ declined 5.96 points or 0.1%, to 4514.07. The $Dow Jones Industrial Average(.DJI.US)$ retreated 68.93 points, or 0.2%, to 35031.07. Meanwhile, the tech-heavy $Nasdaq Composite Index(.IXIC.US)$ fell 87.69 points, or 0.6%, to 15286.64 as large technology stocks dropped.
Stocks have lost steam in recent days as investors assessed the rise in coronavirus cases and a weaker-than-expected jobs report on Friday. Money managers are awaiting fresh cues from the Federal Reserve and the European Central Bank about how signs of a slowing economic recovery and high inflation levels may influence their plans to taper monetary stimulus.
U.S. economic growth slowed over the summer due to delta ariant, Fed's beige book says
The U.S. economic recovery slowed and prices continued rising over the summer as a resurgence of Covid-19 cases linked to the Delta variant led consumers to pare back spending and persistent supply chain problems hampered businesses, the Federal Reserve said in a report Wednesday.
"The deceleration in economic activity was largely attributable to a pullback in dining out, travel, and tourism in most Districts, reflecting safety concerns due to the rise of the Delta variant," the report said. The report, known as the Beige Book, collects anecdotes from businesses around the country.
Sea Ltd. falls after $6.28 billion offering, biggest of 2021
$Sea(SE.US)$ announced today a proposed registered underwritten public offering (the "ADS Offering") of American Depositary Shares ("ADSs"), each representing one Class A ordinary share, par value $0.0005 per share, of the Company.
The Company proposes to offer 11,000,000 ADSs in the ADS Offering, subject to market and other conditions. The overall offering value amounts to $6.28 billion, being the biggest of 2021. Stock fell 3% post-market.
GameStop falls more than 7% despite posting narrower loss and rising sales
$GameStop(GME.US)$ fell more than 7% in extended trading Wednesday even after the retailer posted a narrower loss than last year. For the quarter ended July 31, the company reported a net loss of $61.6 million, or 85 cents per share. In the year-earlier period, GameStop reported a loss of $111.3 million, or $1.71 per share. On an adjusted basis, GameStop lost 76 cents per share.
The SEC requested additional documents from GameStop in the agency’s investigation of trading activity in GameStop and other companies.
Lululemon shares surge on earnings beat, hiked outlook as shoppers spend on workout apparel
$Lululemon Athletica(LULU.US)$ shares surged more than 13% in extended trading Wednesday after the athletic apparel maker reported fiscal second-quarter profit and revenue that topped analysts’ expectations. In its fiscal second quarter, sales in North America rose 63% year over year and were up 49% internationally.
Based on its current forecast, Lululemon is now on track to surpass its 2023 revenue target by the end of this year, two years ahead of schedule.
Coinbase shares fall after it reveals SEC plans to sue over interest-earning product
Shares of $Coinbase(COIN.US)$ fell 3.2% on Wednesday.
Coinbase has received notice of a possible enforcement action from the SEC related to its interest-earning product called Coinbase Lend, which the company had planned to launch in the coming weeks.
Bill Gates vehicle buys $2.2bn stake in Four Seasons from Saudi royal
Bill Gates has cemented his control of the Four Seasons luxury hotel group in a $2.2bn transaction with a Saudi royal that marks the technology billionaire's first big deal since he split his fortune with Melinda French Gates earlier this year.
Prince Alwaleed's Kingdom Holdings vehicle said it expected to realise a gain of $1.6bn on the 24 per cent stake that it is selling.
For Allbirds, Warby Parker, other fall IPOs, greed is out. Do-gooding is in.
The hottest companies launching IPOs are branding themselves as do-gooders. Companies use their noble mission as a way to both atrract funds and talents.
A new generation of companies, including startups such as Rent the Runway Inc., Chobani LLC, Warby Parker Inc. and Allbirds Inc., are on tap to go public this fall, people familiar with the matter say. They will be doing it with this message: It isn't just about the money. It is also about the mission.
"It's the wave of the future," said Ken Wallach, co-head of the global capital-markets practice at Simpson Thacher & Bartlett LLP. "It's everything from raising capital from like-minded investors to competition for millennial talent."
Source: WSJ, CNBC, Financial Times