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Anton Yeung Male ID: 102466211
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    Hey mooers,
    Nice to see you again.
    Thank you for being around and welcome to our fifth episode.
    This week, we will launch this season's final episode of "Talk to PM". 

    Are you expecting more?
    Are you wondering who is going to be our guests for the next season?
    It's up to you!
    A big hand to the last moomoo product manager- Ivy
     
    Host: Welcome, Ivy! Would you like to give us a brief introduction of yourself?
    PM Ivy: Hi, everyone. My name is Ivy. I join the product manager team since the very beginning of the Moo community. It's fantastic to finally have a chance to talk with mooers. I'm so excited.
    I am a person who loves freedom. I'd love to meet new friends and start new conversations. New faces and fresh thoughts always light up my mind.
    I hope mooers can enjoy the free atmosphere in Moo! Everyone is free to talk, to share, and to connect here.
    Host: How lovely! I heard that you've brought us a new feature today. What is it?
    PM Ivy: I would like to introduce the "Hot" feature. We can see it in "Hot Topics", "Hot Stocks", and "Hot Articles". The feature enables mooers to quickly catch the latest trends and identify what others are talking about at a glance. Mooers can join the discussions with a simple tap.
    No one shall be left behind and be alone. I want to send out a message that we will always be there for each other in Moo and together we are one.
    Hot Topic Discussion Square
    Host: How thoughtful! Why do you want to be a product manager?
    PM Ivy: It is because I was inspired by a senior PM at the early stage of my career.
    He said, "What we product managers do is to use our products to talk to the world. It's like writers who use their pens to talk to readers." 
    I want to be a PM who dedicates herself to building a mutual space where moorers are free to have in-depth conversations and interact with each other. I would also like to get some feedback on whether I turn my thoughts into reality.
    Host: It's very admirable. Can you share with us the development of Moo?
    PM Ivy: I joined the moomoo PM team when Moo was still at the primary stage of development. At that time, the community was relatively quiet and empty.
    I was like a nervous mother who want her child to be strong and grow up safely. When glitches occurred, it was as if my own child is sick, so I was upset and distressed. 
    Now, the community is active and healthy. The atmosphere is warm and relaxed. More and more mooers are joining us and interacting with each other. They are pretty active in there. I feel like looking at my child who is growing up day by day and achieving new goals. I am touched and have a sense of accomplishment.
    Host: What's an ideal community in your mind? 
    PM Ivy: I want Moo to be open and accessible. Everyone here posts their ideas freely. Newbies are brave to ask questions, and mature traders are willing to share their experiences. Everybody grows and together we are one. In the best scenario, all mooers "trade like a pro".
    Host: Let's hope your dream will come true. What do you think of moomoo's product culture?
    PM Ivy: moomoo has a prominent geek culture that everyone pursues the ultimate, puts user experience first, and values users' feedback. I do check users' feedback every day to find out what's wrong and how can we improve.
    Host: Since you mentioned checking users' feedback, how do you deal with it?
    PM Ivy: Well, as I said, I look forward to hearing from our dear mooers, but it doesn't mean that I will accept all suggestions without evaluating them myself. 
    Henry Ford has told a famous story about horses. He asked people what they want. They said they wanted a faster horse. While others try to breed a faster horse, Ford tried something else, that is, to build a car because he understood the underlying needs of people.
    As a moomoo PM, it's essential to read between lines. We need to meet the underlying needs of mooers. In the case above, what people really want is to have a faster means of transportation, not a faster horse.
    Host: Interesting! Do you have an idol?
    PM Ivy: I adore Einstein because he was smart and brave to question uncertainty. There is no absolute right or wrong in science. As long as you have a point and stick to it, there is a high possibility that you would make some scientific progress. It doesn't really matter that whether you support or oppose something. I learned quite a lot from him. I would like to continue making progress and possibly a breakthrough as a PM.
    Host: hahaha. Do you have a slogan? Let's vote for your product!
    PM Ivy: Different needs can be met with the same choice – moomoo! Come and join us!
    Thank you, Ivy! Let's hear some applause for Ivy, who loves to be free!
    Like this article, if you enjoy PM Ivy's sharing! 

    If you have any questions, please feel free to send your ideas and thoughts to Ivy at Moo Features - Talk to PM zone. We aim to provide you with the best experiences and are looking forward to your feedback.
    Recap for the previous episodes>>
    PM George: The "Investment Rush Hour" made me become a product manager.
    PM Jane: The superpower I wish to have is mind-reading!
    PM Jason: "Art comes from life, so does a great product"
    PM Arlene: "A good plan today is better than a perfect plan tomorrow."
    moomoo Product Story EP5 “Trade from zero to hero” in moomoo
    moomoo Product Story EP5 “Trade from zero to hero” in moomoo
    moomoo Product Story EP5 “Trade from zero to hero” in moomoo
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    $NVIDIA(NVDA.US)$ Gov is pumping money into such stcoks to ensure the us dominance, time to see if it is a good or bad strategy.
    $Amazon(AMZN.US)$ $Target(TGT.US)$ $Walmart(WMT.US)$ $Barclays(BCS.US)$
    Wall Street analysts are eyeing certain retail stocks that they think will do well.
    Consumer spending is set to hit record levels even amid rising prices, Labour shortages and supply disruptions. Cowen Group, a financial-services firm, believes this will be the strongest holiday shopping season in more than 20 years. The company expects holiday sales to rise 11% to 13% from a year earlier.
    Cowen's John Kernan said :" Lean inventory across the industry indicates that demand has not abated, which has resulted in higher average selling prices and higher gross margins, even after absorbing incremental freight increases."
    Spending has reached 58% of 2018 levels, compared with 48% at this time last year, according to Barclays' analysis of credit card transactions. "2021 will see a surge in holiday spending," said Ryan Preclaw of Barclays. "Even a fairly sharp recession at the end could give us the biggest increase in holiday spending we've seen in some time."
    Some of the COVID-19 driven shopping trends of 2020 should continue this year. Consumers still prefer to shop online and shop earlier in the holiday season, according to a Goldman Sachs survey. In fact, the Goldman Sachs survey found that 25 percent of consumers who plan to shop during the holiday season this year plan to complete their shopping list before Black Friday.
    Meanwhile, categories such as experiences and apparel, including sportswear, are expected to show the biggest growth from last year, Goldman said. Companies that benefit from these shopping trends, and those that manage supply and labor challenges best, could emerge as winners in the holiday season.
    Amazon currently has about 40% of the U.S. e-commerce market, according to JPMorgan. The retail giant's expanded delivery network, increased seasonal hiring and early holiday promotions should solidify its lead in the industry, the company said.
    Goldman's consumer survey found amazon to be the most popular holiday shopping destination in the US, with 34.6 per cent of participants naming the company as their no. 1 holiday retailer in their plans. Big-box retailers Walmart (WMT) and Target (TGT) were also Wall Street's holiday darlings.
    In Goldman's survey, Wal-Mart was the second most popular shopping platform in the U.S. after Amazon, while Target gained the most share. Like Amazon, walmart and Target have increased quarterly hiring and delayed black Friday promotions. "This should reduce the risk of late delivery or limited inventory," jpmorgan's Anmuth said.
    Several companies are bullish on Etsy's performance over the holidays. Analysts say the online market will benefit from the supply chain environment. Anthony Chukumba of Loop Capital Markets said Etsy sellers are expected to provide more reliable shipping, and that home sellers can avoid supply-chain issues faced by other Etsy e-commerce companies."
    Also, Dick's Sporting Goods could be a holiday winner. Consumers plan to spend more on sneakers and sportswear this year, according to Goldman Sachs. "Athleisure and sneaker trends are strong, and we think the casualization of apparel and footwear will accelerate in FISCAL 2022," Cowen's Kernan said.
    $Alibaba(BABA.US)$ No, don't worry about TM, rush
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