$The Toronto-Dominion Bank(TD.CA)$
Canadian banks
What is the difference between TD and Royal Bank?
$Royal Bank of Canada(RY.CA)$ is up 17% in the last 6 months where TD is down 3%.
For d2d banking most people prefer TD over RBC. TD has more exposure in the USA.
How did TD earnings fall so hard and $RBC CANADIAN BANK YIELD INDEX ETF CAD UNITS(RBNK.CA)$ is consistent?

$Microsoft(MSFT.US)$ There’s a Long term capital gains tax of 7% for income over $1M starting Jan1, 2022 so he is clearing his plate ahead of time to avoid paying this tax. Expect more executives in WA state to do this in 2021.
https://dor.wa.gov/taxes-rates/other-taxes/capital-gains-tax

$Bitcoin(BTC.CC)$ Fidelity Investments is launching a Spot Bitcoin ETF in Canada, as the U.S. based firm is not waiting around for the Securities Exchange Commission to approve a decision in the United States.
Fidelity's ETF is called the $FIDELITY ADVANTAGE BITCOIN ETF UNIT SER L CAD(FBTC.CA)$, and it will directly obtain physical Bitcoin. Meaning the fund will buy actual Bitcoin rather than acquire it through a derivative instrument.
Fidelity's move just adds more fuel to the fire as one of America's largest asset managers with over $4T AUM is forced to create a product in Canada to meet their client's demands. At the same time, regulators in its own country still weigh their options on whether or not to approve a Spot Bitcoin ETF.
The new fund will also be actively managed.
Bitcoin price action: -1.4% on Tuesday and +98.1% year-to-date.
Canada is not the only country that has approved a Spot Bitcoin exchange traded fund. Recently Singapore joined the list as it now offers investors exposure to a Spot Bitcoin ETF.

$General Motors(GM.US)$ Obviously these firms don't expect EV market share to rise much more than to 14-20% of the entire car market by 2030. And I wonder why? There are plenty of hurdles to overcome but which ones are the key roadblocks, even if you think they will be 50-80%. I know I won't buy one now due to cost (30% or more higher price, which will decline if you wait for cheaper batteries), inability to quick charge at home without spending on equipment, range (we take lots of long road trips), figuring there will be a logjam at the charging stations due to a mismatch of capacity and EV's as volume grows. Now don;t answer that you think it will zoom to 80-100% as this post is asking what they roadblocks will be.

With the holiday shopping season in high gear, many retailers are offering Buy Now, Pay Later options and many consumers plan to take them up on it, according to a survey by Cardify.
Almost half (45.1%) of 2,000 BNPL users say they'll be paying for part, or all, of this year's holiday purchases using BNPL, putting it in third place behind debit cards (65.7%) and credit cards (54.6%). Only 31.5% of those surveyed said they'll pay with cash or check.
Of those who used BNPL for holiday shopping last year, 51.1% plan to use BNPL for more of their shopping this holiday season. Some 38.9% plan to use it the same amount and only 10.1% plan to use it less.
They're also likely to spend more this holiday season than shoppers who don't plan to use BNPL. 26.2% of the BNPL shoppers plan to spend more this year vs. 21.3% of those who don't plan to use BNPL.
Whether they can afford to pay more for this year's purchases is another question. When asked what they would do if BNPL wasn't an option, 45.8% said they'd have to spend less.
Of all the respondents, 10.8% said they had defaulted on a BNPL in the past; among those planning to use BNPL this year, that number rises to 13.9%.
Publicly traded stocks to keep an eye on in the BNPL space are $Affirm Holdings(AFRM.US)$, $Afterpay Ltd.(AFTPF.US)$, which agreed to be bought by $Block(SQ.US)$, and $PayPal(PYPL.US)$. $Visa(V.US)$ and $MasterCard(MA.US)$ are also setting up their own BNPL services.
A Credit Karma/Reuters study in September found that a third of U.S. consumers using BNPL had fallen behind on one or more payments.

$Camber Energy(CEI.US)$ Long-term holding?

$Futu Holdings Ltd(FUTU.US)$ Is it right to buy now?