Key Takeaways (AI-Generated)
Financial Performance:
- SoFi reported a record Q4 2025 with revenue of $1 billion, a 37% year-over-year increase, marking its first $1 billion quarter.
- Full-year adjusted net revenue reached $3.6 billion, up 38% year-over-year.
- Q4 2025 adjusted EBITDA was $318 million with a margin of 31%, and net income was $174 million.
- For 2025, adjusted net income grew 2.1x, totaling $481 million with an EPS of $0.39.
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