kind Dolphin_7635 : In Singapore, there were in very few periods over the past decades that property price did went down. With the stable income increases over the years, whatever cooling measures the government and HDB put in, it can only slow down the price increase and unable to push it down. It's also not the intention to push price down as there's lessons learnt in China the past few years that destroyed consumer confidence on property purchase will be very hard to be repaired. Prices will continue to move up in a slower pace in the coming years.
Don't forget, with the relatively higher mortgage rates, purchasers might have slowed on their acquisition on property, but, there will be time that mortgage rate will come down and drive more demands few tears later.
With property price up and to maintain a reasonable returns for property owners, I don't see how rental can be cheaper, unless there are over supplies or slower demands. With the recovery from Pandemic, and the recovery of economic growth in the coming years, rental will certainly going up until government intervention will be there if the rental increases that might harm the economic growth in Singapore.

kind Dolphin_7635 redevilgiggs: HK already done that, but slow and behind..

kind Dolphin_7635 : Hopefully, inflows into Singapore are not hot money!

kind Dolphin_7635 : staying within DBS's strengths, to be regional is always better than being "global bank" !
Don't get into American market as we can see from experiences of many banks like HSBC, Credit Swiss, non-American banks.
Excessive aggressive will pay a price..
American don't like anyone to challenge them..