TLim77 103537690OP: Increase but maybe around 3.x% or even lower per year moving forward. If want to invest more, wait till got promo like the 5.8% pa guaranteed return. Can also look at Fullerton SGD Cash fund which has been around much longer.

TLim77 : Mari saving acc interest rate is currently 2.88% pa. Withdrawal is immediate unlike Fullerton Liquidity Fund. I tested their redemption process at 11am. The money can only be withdrawn next day's afternoon. If Fullerton Liquidity fund's return rate drops further, may be better to put at Maribank's saving acc for those concern abt negative return.

TLim77 MicroZon: Even if U redeem before 9 am, by the time the redemption is completed, it could be after our local office hour. They could process the withdrawal the next working day. From my personal experience.

TLim77 MicroZon: Depends on both. My withdrawal last night was processed late morn today and the redemption completed after office hours yest. Think their redemption term was up to 8 pm if I rem correctly. If more than 10% of their AUM gets redeem on a single day, could see further delay.

TLim77 MicroZon: No worries. Just sharing my own experience. Those using the 5.8% pa coupon for this fund should still continue holding since they are getting much higher return. But if getting only 3.x% and the withdrawal is not exactly that fast, got other alternative mah. Unless Moomoo can process withdrawals after office hours, den can consider.

TLim77 : Haha. They haven't return me back my money I redeem 2 nights ago. I only got it in my acc yest evening and I submitted my withdrawal. Wander what time I will recv in my bank acc today. Definitely something investors need to take note of if they want to park their emergency funds. If not urgent, may as well park in Cash Fund for slightly higher interest I guess.

TLim77 Soo L Yun: U can check your countdown timer at the promo page see how many days left. If still many days, can always deposit back.

TLim77 : I saw this interesting withdrawal clause on Fullerton website which clients may not be aware of : Subject to redemption gate at 10% of Fund AUM on any dealing day, subject to change without further notice. In comparison, the redemption gate for Fullerton SGD Cash Fund is 25%. So if more than 10% of funds get redeem for this liquidity fund, the withdrawal may end up slower than the SGD Cash Fund. If that's the case, may not be a good place to park those cash that we may need urgently.

TLim77 : Wow...so late no update yet. Moomoo should organise a webinar with the fund manager since this fund is exclusive to them. At least address clients' concerns and hopefully won't turn into a 付了痛 experience for clients.

TLim77 : Fullerton Liquidity fund also never credit interest for today. Hmm...They go for holiday liao?

TLim77 104069257 JOYCE: I look at it as a place to park emergency fund for urgent withdrawal. Interest for this fund is still missing which usually takes place at 12 noon. Hopefully withdrawal will not be delayed like the interest.