Uncontrolled spending tomorrow's money is spent today. No one knows, but the money spent today is real money. It's like if you go to a casino to get a Yonghui Green Card. Your wife explodes, and you don't even know that you have to pay back this money yourself. How do you know how much you can do with your life and work tomorrow, do you mean? Anyways, I personally think this is a trap.