自医的江湖Doctor
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Hello, friends of moomoo. As a seasoned stock investor, learning to understand the moves of the Federal Reserve is crucial! I started trading US stocks in 2006, buying some tech stocks and small-cap stocks. I survived the bloodbath of the 2008 financial tsunami and gradually recovered during the bull market of 2010. What truly opened my eyes was the pandemic-driven market crash in 2020—I bought NVIDIA at a low point then. $NVIDIA (NVDA.US)$ The stock price was only a few hundred dollars after the adjustment. Who would have thought that with the rise of the AI wave, its market cap has now multiplied several times? In 2023, I added more shares of TSLA at a lower price during its pullback, and holding on until now has brought me substantial profits. $Tesla (TSLA.US)$ I added to my Tesla position during pullbacks at lower prices and held on until now, earning substantial profits. At the same time, starting from 2010, I began regularly investing in VOO. $Vanguard S&P 500 ETF (VOO.US)$ and QQQM $Invesco NASDAQ 100 ETF (QQQM.US)$ Regardless of whether the market went up or down, I consistently put money into it every month. The annualized returns over the years have transformed me from a retail investor into a more confident experienced trader. These personal experiences have deeply taught me thatthe market often makes mistakes regarding the Federal Reserve's policies.Today, based on my personal experience, I will discuss the potential impacts of the policies by the incoming Federal Reserve Chair Kevin Warsh and common market misjudgments. Don't worry; I'll analyze step by step and share my trading insights along the way—after all,investing is not gambling but more like...
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自医的江湖Doctor
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Hello friends of moomoo, today we’re going to talk about a very common and also very misleading question:If you have some money to invest in the stock market, is it better to go all-in at once or buy gradually in batches?Now that the stock market is heating up, many people are being swayed by those online voices saying things like 'go all-in,' 'full position,' 'just do it without hesitation,' or 'bet everything in one go.' Especially when they see others making huge profits, they get impulsive and think about borrowing money or taking out loans to go all-in. Everyone, stay calm! Today, I’ll reveal the truth so you don’t get misled.
To start with the conclusion: Based on various data summaries, lump-sum investments tend to be more profitable over the long term, but most people can't handle the psychological pressure. Here’s the historical data (from 1926 to now, covering markets in the US, UK, Australia, and Taiwan):
Lump-sum investments typically outperform staged investments 60%-70% of the time.
Why? Because the stock market generally trends upward over the long term (with annualized returns of 7-10%+). The earlier your money enters the market, the sooner it benefits from compound interest. Delayed entry means your money is sitting in the bank or as cash, earning pitiful interest, which carries a significant opportunity cost.
Research from major institutions like Vanguard, Schwab, and Morgan Stanley shows similar results: Lump-sum investing wins in over two-thirds of rolling periods, yielding an average of 1-3% higher annualized returns. It may not sound like much, but compounded over 10 or 20 years, it makes a huge difference.
For example, if you have 1 million and assuming the market continues to rise over the long term:
Putting it all in at once will most likely yield better results after 10 years compared to splitting it over 12 months...
To start with the conclusion: Based on various data summaries, lump-sum investments tend to be more profitable over the long term, but most people can't handle the psychological pressure. Here’s the historical data (from 1926 to now, covering markets in the US, UK, Australia, and Taiwan):
Lump-sum investments typically outperform staged investments 60%-70% of the time.
Why? Because the stock market generally trends upward over the long term (with annualized returns of 7-10%+). The earlier your money enters the market, the sooner it benefits from compound interest. Delayed entry means your money is sitting in the bank or as cash, earning pitiful interest, which carries a significant opportunity cost.
Research from major institutions like Vanguard, Schwab, and Morgan Stanley shows similar results: Lump-sum investing wins in over two-thirds of rolling periods, yielding an average of 1-3% higher annualized returns. It may not sound like much, but compounded over 10 or 20 years, it makes a huge difference.
For example, if you have 1 million and assuming the market continues to rise over the long term:
Putting it all in at once will most likely yield better results after 10 years compared to splitting it over 12 months...
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自医的江湖Doctor
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Hello friends of moomoo, it's been a long time since I last updated an article. Today, let’s talk about the latest turmoil in the cryptocurrency and precious metals markets. At the end of January 2026, Bitcoin $Bitcoin (BTC.CC)$ has fallen below the $80,000 mark, hitting a low of $75,000, with a single-day drop of over 6%. The entire crypto market’s value has evaporated by more than $100 billion in the past 48 hours. Ethereum $Ethereum (ETH.CC)$ fared even worse, plummeting 15% to below $2,300. This is no accident but something I warned my friends about when the Chen Zhi incident broke out: the 'decentralization' myth of cryptocurrencies is facing its toughest test. Market funds are rapidly rotating into traditional safe-haven assets like gold and silver.As it turns out, my predictions are being realized step by step. Below, I’ll provide a detailed analysis and share some personal insights.
The Chen Zhi Incident: A Fatal Blow to Crypto Decentralization
Recall October 2025, when the U.S. Department of Justice filed high-profile charges against Chen Zhi, chairman of Cambodia's Prince Group, accusing him of masterminding a cross-border pig-butchering crypto scam involving telecom fraud, money laundering, and human trafficking. Most shocking was that the U.S. authorities directly confiscated 127,000 Bitcoins controlled by Chen Zhi, valued at $15 billion (approximately RMB 106.9 billion). These BTCs were traced through blockchain tracking and wallet address identification, including some mining pool assets stolen as far back as 2020...
The Chen Zhi Incident: A Fatal Blow to Crypto Decentralization
Recall October 2025, when the U.S. Department of Justice filed high-profile charges against Chen Zhi, chairman of Cambodia's Prince Group, accusing him of masterminding a cross-border pig-butchering crypto scam involving telecom fraud, money laundering, and human trafficking. Most shocking was that the U.S. authorities directly confiscated 127,000 Bitcoins controlled by Chen Zhi, valued at $15 billion (approximately RMB 106.9 billion). These BTCs were traced through blockchain tracking and wallet address identification, including some mining pool assets stolen as far back as 2020...
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自医的江湖Doctor
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In early 2026, the US nuclear power sector suddenly became popular again. After trading US stocks for so long, I’ve experienced several major downturns along the way, but this time, seeing nuclear power stocks like $Constellation Energy (CEG.US)$ CEG, $Vistra Energy (VST.US)$ VST, $Oklo Inc (OKLO.US)$ OKLO, $NuScale Power (SMR.US)$ SMR surge at the start of the year—especially OKLO and SMR, which focus on small modular reactors (SMRs), with gains exceeding 35%—I feel a bit tempted. Actually, this isn’t the first time I've seen a nuclear power boom, and I've mentioned it to everyone before.
Why are many people starting to favor nuclear power now? Why does investing in nuclear power make sense now?
1. AI data centers consume massive amounts of electricity, and nuclear power is just robust enough to handle the load.
AI has been growing aggressively in recent years, with data centers consuming electricity like vampires. The International Energy Agency stated that by 2030, global data center electricity usage will double from the current 1.5% to over 3%. In the US, the situation is even more dramatic, jumping from 19GW in 2023 to 35GW.
Although wind and solar power are cheap, they stop working when the sun sets or the wind dies down. Data centers need to run 24/7, so they can't rely on intermittent sources. Nuclear power, on the other hand, is the perfect baseload solution: always online, zero carbon emissions, and consistently stable output.
$Alphabet-A (GOOGL.US)$ Google, $Meta Platforms (META.US)$ Meta, $Amazon (AMZN.US)$ Amazon and other tech giants have already...
Why are many people starting to favor nuclear power now? Why does investing in nuclear power make sense now?
1. AI data centers consume massive amounts of electricity, and nuclear power is just robust enough to handle the load.
AI has been growing aggressively in recent years, with data centers consuming electricity like vampires. The International Energy Agency stated that by 2030, global data center electricity usage will double from the current 1.5% to over 3%. In the US, the situation is even more dramatic, jumping from 19GW in 2023 to 35GW.
Although wind and solar power are cheap, they stop working when the sun sets or the wind dies down. Data centers need to run 24/7, so they can't rely on intermittent sources. Nuclear power, on the other hand, is the perfect baseload solution: always online, zero carbon emissions, and consistently stable output.
$Alphabet-A (GOOGL.US)$ Google, $Meta Platforms (META.US)$ Meta, $Amazon (AMZN.US)$ Amazon and other tech giants have already...
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自医的江湖Doctor
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Don't believe in love; believe in character. Because when love fades, if the other person is a good person, at least you won’t end up completely broken.
The famous Silicon Valley investor, Mr. Naval, once said,He said that choosing a partner is the most important decision of your life—more important than your job or how much money you make. Because if you lose your job, you can find another one; if you lose money, you can earn it back. But if you choose the wrong partner, the cost is your peace of mind for the rest of your life.Today, I happened to come across an article that combines Mr. Naval's perspective with real life, explaining why choosing the right partner is so important and how we should go about it. I think it was written really well and wanted to share it with everyone.
First, the partner is not your面子 (face), but your charging station.
Why do we look for a partner? Not to show off, not to compare family wealth, and not even to fulfill our parents' expectations. The ultimate goal of finding a partner is just one thing:Long-term happiness and inner peace.
Naval explains this very clearly: if your relationship with your partner is bad, it will destroy your inner barrier. What is an inner barrier? It’s actually your foundational energy for dealing with the world. Imagine this: if every day when you come home, you have to face arguments, cold wars, or suspicion—if your home feels like a second battlefield—you're already exhausted from work, and instead of recharging at home, you continue to drain yourself. Eventually, your mindset collapses, and with it, your career, health, and relationships...
The famous Silicon Valley investor, Mr. Naval, once said,He said that choosing a partner is the most important decision of your life—more important than your job or how much money you make. Because if you lose your job, you can find another one; if you lose money, you can earn it back. But if you choose the wrong partner, the cost is your peace of mind for the rest of your life.Today, I happened to come across an article that combines Mr. Naval's perspective with real life, explaining why choosing the right partner is so important and how we should go about it. I think it was written really well and wanted to share it with everyone.
First, the partner is not your面子 (face), but your charging station.
Why do we look for a partner? Not to show off, not to compare family wealth, and not even to fulfill our parents' expectations. The ultimate goal of finding a partner is just one thing:Long-term happiness and inner peace.
Naval explains this very clearly: if your relationship with your partner is bad, it will destroy your inner barrier. What is an inner barrier? It’s actually your foundational energy for dealing with the world. Imagine this: if every day when you come home, you have to face arguments, cold wars, or suspicion—if your home feels like a second battlefield—you're already exhausted from work, and instead of recharging at home, you continue to drain yourself. Eventually, your mindset collapses, and with it, your career, health, and relationships...
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自医的江湖Doctor
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Although the anticipated Christmas rally did not materialize 🎄, you must have received the pre-Christmas candies. In fact, the stock market is much like life—there is no fixed script, and no one can predict tomorrow or the future. All we can do is live in the moment, maintain a positive mindset, and continuously build our capacity to embrace each new day. Tonight is Christmas Eve; I wish you all a joyful Christmas Eve 🎉. What matters is not the Eve itself, but being safe and sound every day, enjoying the holidays 🧑🎄. $Tesla (TSLA.US)$ $NVIDIA (NVDA.US)$ $Robinhood (HOOD.US)$ $Alphabet-A (GOOGL.US)$ $Amazon (AMZN.US)$ $Ethereum (ETH.CC)$ $Bluesky Digital Assets Corp (BTC.CA)$ $Intel (INTC.US)$
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自医的江湖Doctor
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I have been involved in the stock market longer than most colleagues, starting from 2007, and this is now my 18th year. From initially stumbling like everyone else to independently achieving stable profitability, the four key factors are—Patience, risk management, discipline, and following trends.
The U.S. stock market is the most well-established stock market globally in terms of trading mechanisms, offering diverse trading opportunities. However, those who incur losses consistently outnumber those who make profits, as the Pareto Principle always holds true. Especially during the Trump era, market volatility brought more anxiety and uncertainty.
1. Patience
You need to trust your strategy and maintain patience at all times.What the stock market never lacks is opportunity; what it lacks most is patience. Only enter the market when your indicators tell you to. Some stocks can surge 8% pre-market but drop to -5% during regular trading hours. If you become greedy, those making money will crush you — a situation that happens repeatedly.
When I first started, my most typical issue was “impatience,” and I believe this is also a common problem for many people. Jumping into a stock just after an initial surge or expecting a rebound after two days of decline often leads to buying high and selling low, perpetually making the worst decisions at the most panicked moments.
In fact, the stock market is like fishing. You must wait for the fish to bite rather than stir up the lake waters recklessly.. Truly excellent opportunities are few and far between, perhaps only a handful each year. However, when they do arise, the profits can sustain you for years. Patience does not mean idle waiting; it means preparing diligently and acting only when the right signals emerge. My current portfolio...
The U.S. stock market is the most well-established stock market globally in terms of trading mechanisms, offering diverse trading opportunities. However, those who incur losses consistently outnumber those who make profits, as the Pareto Principle always holds true. Especially during the Trump era, market volatility brought more anxiety and uncertainty.
1. Patience
You need to trust your strategy and maintain patience at all times.What the stock market never lacks is opportunity; what it lacks most is patience. Only enter the market when your indicators tell you to. Some stocks can surge 8% pre-market but drop to -5% during regular trading hours. If you become greedy, those making money will crush you — a situation that happens repeatedly.
When I first started, my most typical issue was “impatience,” and I believe this is also a common problem for many people. Jumping into a stock just after an initial surge or expecting a rebound after two days of decline often leads to buying high and selling low, perpetually making the worst decisions at the most panicked moments.
In fact, the stock market is like fishing. You must wait for the fish to bite rather than stir up the lake waters recklessly.. Truly excellent opportunities are few and far between, perhaps only a handful each year. However, when they do arise, the profits can sustain you for years. Patience does not mean idle waiting; it means preparing diligently and acting only when the right signals emerge. My current portfolio...
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自医的江湖Doctor
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$Oklo Inc (OKLO.US)$ 46.5
this is accelerating to the downside so short sellers are piling on tax loss sellers window dressing it all is accelerating you've got another deal that was lost by Oracle today so that's putting pressure on the whole data center story the whole power delivery story it's the market climbs a wall of worry and right now it's the end of the year and everybody is selling and short sellers are cleaning up
your neck support is the number above I don't know if it's going ...
this is accelerating to the downside so short sellers are piling on tax loss sellers window dressing it all is accelerating you've got another deal that was lost by Oracle today so that's putting pressure on the whole data center story the whole power delivery story it's the market climbs a wall of worry and right now it's the end of the year and everybody is selling and short sellers are cleaning up
your neck support is the number above I don't know if it's going ...
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自医的江湖Doctor
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The market volatility over the past couple of days has been quite significant, even thrilling, especially for $Tesla (TSLA.US)$TSLA! Just the other day, we watched it surge from over 450 to 495. The market was abuzz with predictions of '500 being just around the corner,' 'Musk pulling another big move,' and 'new all-time highs on the horizon.'Many people, swayed by these narratives, jumped in headfirst, going all-in, with some even trading options on leverage, dreaming of easy profits.But what happened? It quickly reversed course, plummeting back to over 470. Many investors were instantly down more than 10%, while those in options fared even worse, facing total liquidation and devastating losses. Watching those who were shouting the loudest now remain eerily silent is disheartening. It’s tough seeing novice traders get burned so severely. The stock market's biggest danger lies in letting emotions take control and acting on hearsay without proper analysis.Those cries of '500 coming soon' are, in essence, amplifiers of human greed.——When prices rise, everyone acts like a prophet; when they fall, everyone runs for the exit.For those looking to trade large-cap stocks like TSLA, the correct mindset and strategy boil down to a few key points. Experienced investors with several years under their belt understand this, but many simply refuse to listen:
1. Don't chase rallies, and don't fear downturns.Jumping in when you see a sharp rise is akin to catching a falling knife. The real money is made by buying low and selling high, or simply through consistent, long-term investments via dollar-cost averaging. With a volatile stock like TSLA, chasing rallies often leads to disastrous results.
2. Never go all-in; always keep cash on hand.Avoid going fully invested, and certainly avoid using leverage. Keep 30-50% of your portfolio in cash so you can buy the dip when prices fall. Those who get hit the hardest are usually the ones who bet everything they have....
1. Don't chase rallies, and don't fear downturns.Jumping in when you see a sharp rise is akin to catching a falling knife. The real money is made by buying low and selling high, or simply through consistent, long-term investments via dollar-cost averaging. With a volatile stock like TSLA, chasing rallies often leads to disastrous results.
2. Never go all-in; always keep cash on hand.Avoid going fully invested, and certainly avoid using leverage. Keep 30-50% of your portfolio in cash so you can buy the dip when prices fall. Those who get hit the hardest are usually the ones who bet everything they have....
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自医的江湖Doctor
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Stock is the true cornerstone of American household wealth. 'A successful investor attributes 85% of their success to proper asset allocation, 10% to stock-picking skills, and the remaining 5%... well, that can be left to God.'
—William Sharpe (Nobel laureate in Economics)
Recently, I came across a set of latest comparative data on asset allocation between Chinese and American households. As a Chinese person, the gap left me speechless.
Distribution of American household assets:
– Stocks and equity funds: 32%
– Real estate: 30%
– Retirement accounts (401k, IRA, etc.): 21% (the majority of which are also invested in stocks and bonds)
– Cash and savings: only 12%
Collectively, over 50% of wealth is directly or indirectly allocated to the stock market. For the average American household, stocks have long been regarded as the core engine for long-term wealth growth.
Asset Distribution of Chinese Households:
– Real Estate: 55%
– Cash and Bank Deposits: 27%
– Stocks and Funds: Only 11%
Traditional assets (real estate + deposits) account for as much as 82%, while stock market allocation is a mere 11%. How is this any different from the old landlords of a century ago?
Earn money → Deposit in a bank → Buy property and land → Pass it on to the next generation. My maternal and paternal grandmothers' generation relied on farmland and real estate to sustain their livelihoods.
By the time my parents' generation came along, there was no farmland left—just one residential property.
As for me, through several cash-out refinances, I withdrew the equity from my home entirely...
—William Sharpe (Nobel laureate in Economics)
Recently, I came across a set of latest comparative data on asset allocation between Chinese and American households. As a Chinese person, the gap left me speechless.
Distribution of American household assets:
– Stocks and equity funds: 32%
– Real estate: 30%
– Retirement accounts (401k, IRA, etc.): 21% (the majority of which are also invested in stocks and bonds)
– Cash and savings: only 12%
Collectively, over 50% of wealth is directly or indirectly allocated to the stock market. For the average American household, stocks have long been regarded as the core engine for long-term wealth growth.
Asset Distribution of Chinese Households:
– Real Estate: 55%
– Cash and Bank Deposits: 27%
– Stocks and Funds: Only 11%
Traditional assets (real estate + deposits) account for as much as 82%, while stock market allocation is a mere 11%. How is this any different from the old landlords of a century ago?
Earn money → Deposit in a bank → Buy property and land → Pass it on to the next generation. My maternal and paternal grandmothers' generation relied on farmland and real estate to sustain their livelihoods.
By the time my parents' generation came along, there was no farmland left—just one residential property.
As for me, through several cash-out refinances, I withdrew the equity from my home entirely...
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自医的江湖Doctor OP 107141939 : Thank you for your support.![undefined [undefined]](https://static.moomoo.com/nnq/emoji/static/image/default/default-black.png?imageMogr2/thumbnail/36x36)
自医的江湖Doctor OP Noranfauziah : This is my original intention, the significance lies here![undefined [undefined]](https://static.moomoo.com/nnq/emoji/static/image/default/default-black.png?imageMogr2/thumbnail/36x36)
自医的江湖Doctor OP 股勇者 : Silver is too volatile and less stable than gold
自医的江湖Doctor OP Bin Li 知行合一 : Your affirmation and support are my greatest motivation, and I will bring more exciting insights to everyone![undefined [undefined]](https://static.moomoo.com/nnq/emoji/static/image/default/default-black.png?imageMogr2/thumbnail/36x36)
自医的江湖Doctor OP 151471993 : Thank you for your support![undefined [undefined]](https://static.moomoo.com/nnq/emoji/static/image/default/default-black.png?imageMogr2/thumbnail/36x36)
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