$UnitedHealth (UNH.US)$ If you are holding this assuming it ...
$UnitedHealth (UNH.US)$ If you are holding this assuming it will go to 600+ again just because it was ever there, do consider that the exceptional results that supported that price was achieved when 1)premiums were near its max at that time and 2)claims were exceptionally low due to delayed non essential surgeries/less accidents during the pandemic era etc.
So its not a matter of just raising premiums that will bring it back to that price, especially when all medihealth insurers will be trying to undercut one another during periods of price adjustments. Do consider that raising premiums will only bring it back to normal, which maybe 450+ target price, while 600+ days are actually not the performance you should expect naturally unless people somehow bought insurance packages and severely underutilised it like during and in the immediate aftermath of the pandemic.
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Big Bull (Harshad M) : dont share your theory, we all here to see 600 again.
105251507 : buffet buy this stock..u think u better than buffet?? how many million u already make bro?
BC_76 : above 400 in Year 2026 is good enough for me. My average is about 340 to 350. If can hit 600 in the Year 2027/28, I will take it too. LoL
YAL OP 105251507 : You know at what price he bought? and you know what price he target to get out? if you dont know your perspective, you will buy at the wrong price, but go ahead if it pleases you. Im not saying its not a good buy, but the more realistic you are, the more money youre gonna make. for example knowing the end might be 400+, you shld target getting majority of your position around 250+ or below, current price is not exactly a steal given that the worst isnt over yet.
YAL OP BC_76 : its good enough, just make sure you dont buy it at too high a price and hold unrealistic expectations. Also management estimates about 2+ years at least to turnaround adjusting the premiums, and this is all with assumption people just accept the higher premiums and no other competitors undercut them. So watch the subsequent quarters carefully. so 400+ i think definitely will hit again, but maybe in 2-3 years time. meanwhile its going to hold like that for quite a while.
pootpoot : well I mean u cant assume unh cant generate higher profit margins in future. it have been doing it for the past 17 years. short term problems are not permanent problems.