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There is a big difference

$SoFi Technologies(SOFI.US)$ The reason is that Sofi has simply transformed into a bank. TMT investors are definitely going to quit. We all know that fintech's valuation is far higher than that of banks. Home loans are a good business for banks. They have collateral and can be sold in packages for two rooms. Banks have laid off staff in the past two years, and quite a few old people can be hired to host them. But for fintech, it's too heavy. There are many legal issues involved, many details, and a regular army for financial operations is required. (Investments, investment banks are actually... generally wild) In particular, fintech tech nerds. For example, if you do crypto, to put it bluntly, it's lightweight. There are so many tedious processes due to lack of regulation. SoFi abandons crypto, which is much less risky, but the majority shareholders don't like it.
Buy in disagreement, sell in agreement (pursuit of intrinsic value). However, in the coin industry, buying is a consensus, and differences must be shipped (in pursuit of hyped value)
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    CFA, FRM, P-Quant。然而自己投资并不量化…
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