Slow & Steady

In the past year, there were instances where I did not take profit when I ought to, and ended up bag holding. I've also come to realise that I'm more risk averse than I previously thought.

Therefore, in the coming year, I've decided to set aside half of my portfolio for long-term holdings and the other half for swing trades. I plan to purchase mainly dividend stocks and bond ETFs for my long-term holdings during the next market retracement. The constant stream of dividends should provide a buffer for swing trades that go awry.