Account Info
Log Out
English
Back
Log in to access Online Inquiry
Back to the Top

My Robo-advisor Risk Profile - Medium Risk and Balanced Investment Style

I find the 1-minute Test Find Your Suitable Fund quite interesting and surprisingly accurate. My portfolio is based on balancing between risk and means. I believe in investing by spreading my investment based on different levels of risk:
>10% high risk (options, value stocks, ETFs and others) ,
> 30% medium risk (dividend stocks, low yield mutual funds and short term government bonds)
> 60% low risk (cash plus funds, T-bill and high interest fixed deposit).
At the same time, I think we should invest within your means so I allocate about 12-24 months of emergency fund. This will allow me to hold on to a stock or ETF to weather out volatility risk. I will never YOLO all my cash and still believe in investing for small stable passive income.
The recommendation by the Robo-advisor is acceptable but I still prefer to do my own research, build the portfolio by myself and monitor the performance. The robo-advisor, which recommends mutual funds with a mix of equity and debt assets, is more suitable for retail investors who don't mind a "black box" investment model and have no time to monitor the performance frequently.
My Robo-advisor Risk Profile - Medium Risk and Balanced Investment Style
My Robo-advisor Risk Profile - Medium Risk and Balanced Investment Style
Disclaimer: Community is offered by Moomoo Technologies Inc. and is for educational purposes only. Read more
18
1
+0
5
Translate
Report
31K Views
Comment
Sign in to post a comment
I reflected trading experiences by writing journals. My comments are for educational purposes not financial advice.
2654Followers
85Following
11KVisitors
Follow