Flat July 2024 earning

July has been mostly flat for me, not earning much except from money market and last moo moo 6.8% promo.

Few unexpected result in July 2024:

1. Singapore portfolio performs much better than US portfolio. Broader market in Singapore has been improving in July and hopefully it stays this way for months to come as Singapore market has been lagging behind.

2. US portfolio unexpectedly in red due to heavy tech selloff by 2nd part of July, which is where my US portfolio is.

Moving on in August, I  will allocate some to US big tech to take advantage of recent sell off. With 2% additional interest rate coupon from moo moo (which seems to be unreported award from 6.8% promo) , I will put some cash into SGD United fund.

With recent launch of crypto trade in Moo Moo, I am monitoring the features. Without staking, it is quite hard to keep the crypto without enjoying additional return.