CEO Dennis E. Nixon discussed the effective management of ne...

CEO Dennis E. Nixon discussed the effective management of net interest margin in the present interest landscape, attributing success to traditional balance sheet management strategies. He underscored the significance of their five-chartered bank framework for improving customer relationships and enhancing FDIC insurance coverage. The focus on non-interest income growth, expense control, strong capital position, sufficient liquidity, and solid deposit base suggest a promising outlook for the company from 2023 onwards.