1. Don't try to time the market or do over-leveraging You do...

1. Don't try to time the market or do over-leveraging

You don’t need to beat the market, do over-leveraging, or pick the best stock to be rich. You just need to earn a decent rate-of-return and let your money compound overtime.” — Naved Abdali
2. Consider Cash plus fund

Moomoo's Cash plus fund such as Fullerton SGD fund and CSOP USD money market fund which have a stable return and resistant to inflation. Quality fund such as BGF multi-asset fund for sustainability investment.
3. DYODD and prepare emergency fund
Whatever fund you subscribe or stocks you buy, do your own due diligence (DYODD) and don't YOLO all your savings - ensure you have enough emergency fund to tide you over the turbulent market.