How to protect ur wallet from the surging inflation?
Do you think investing in funds can help you hedge against inflation? If you do, would you like to share with us your investment strategies for managing a portfolio of funds?
Well, maybe to an extent since u have less to spend after investing in funds.
I invest in the most safe funds like $Fullerton SGD Cash Fund(SG9999005961.MF$ & $CSOP USD Money Market Fund(SGXZ96797238.MF$ while waiting for a possible stock opportunities = buy the dip .
How can fund investment help you hedge against inflation?
Fund interest rate of MMF are high due to inflation because the FED is increasing interest rate to control it. Hence, by investing in funds, u can reduce ur spending amount & at the time increasing ur future spending power .
What types of funds do you prefer? And why?
I preferred MMF fund as it's the most safe among them. However, the ROI is the lowest among them.
If u want great ROI with some risk, I think equity funds are more suitable for u. But then, I will rather to invest in stocks than equity funds if I'm not feeling lazy to DYODD (Well, maybe I think I may manage better than fund managers +?)
What adjustments have you made to your fund investment strategies as the Fed imposed another big rate hike?
Nothing new, already expected. Long ago had adjusted my fund investment strategies. Increase more on funds investment by reducing stocks position & wait for opportunities to buy the dip if there are any .
Do you consider inflation a crucial factor in fund investment? Why?
Yes, I think 🤔 so. I'm quite new to the funds system rules but I realised that high inflation rate increases the funds returns interest rate due to the FED increasing interest rate to counter inflation .
By the way, how u see the mutual funds in moomoo apps ?
DYODD before investing
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Milk The CowOP :
Giovanni Ayala :
Sam Tang Tuck Seng :
whqqq : I read many posts. I wonder if the return of funds with low risk is relatively small?
Milk The CowOP whqqq: MMF is super low risk daily.
Others types of funds are not. Maybe weeks or months will get greater return than MMF but not grantee.
I wondered if moomoo got offered mutual fund & how they work... is it the same for fixed deposit? But I doubt so .