Account Info
Log Out
English
Back
Log in to access Online Inquiry
Back to the Top
Co-Wise: Why do you stick to long-term investment?
Views 201K Contents 496

My Long Term Investment Plan

Hi all Mooers, I supposed previously I did share about my strategy in doing investment; long term planning is critical to eventually gain profit in these uncertain times. If one just pursues quick luck and fast capital gains, then the tendency to lose money in the long run is greater. One may gain from one stock and lose heavily in others. Thus, I will only invest with the plan to get dividends over capital gains. If the particular stock really outperform incredibly then would I consider to sell for an immediate hefty profit. As such Reits, ETFs and Bank stocks are my primary targets. Here are some personal sharing and key pointers:

1. To identify a good stock. There is no shortcuts prior to doing an investment, meaning to say there is a need to perform your due diligence by reading the financial/Business reports, news to attain knowledge and information of the various companies that we would be keen to invest in. It is also advisable to study their business trends and growth. This would allow us to better understand the health of the company, cash flow status and to catch hold of any business challenges that the company might faced. Only with prudence will we be assured that our hard-earned money put into investment stands a higher chance to be successful. If in doubt, do not invest. Because for long term investment we are counting on the eventual growth of the company to bring the shares up and not through daily spike for gains.

2. Holdimg Power is Everything. Having the Long term investment mindset also takes away the stress and frustration during a recession. Holding power is everything, so only use spare money to buy shares, if not you would be complied to sell it at a "bad" price. As part of my plan, I will never sell a stock that is in RED. It would be good to buy more shares during the dip and increase your portfolio for larger dividend returns. There will come that it will rise passed the buying point where you can consider to sell for capital gains after your experience of the stocks' performance over time.

3. Patience. Never be too eager to put your money in. Can spend several weeks or months to study the perfomance trend of the company before committing. This will also help you identify the best entry point. True that one may miss the boat to buy a rising stock due to hesitation but at least your money is still in your hands. Many a times, we would hope that we didnt get into a deficit and hope for a restart where you can do it all over on paper trading but not with you own money.

Here are some others that are also from good companies with potential but I would say riskier.
$Apple(AAPL.US)$
$NIO Inc(NIO.US)$
$ICBC(01398.HK)$
$BABA-SW(09988.HK)$

Let's all have our long term strategy in place for a bountiful future!
Merry Christmas and Happy New Year!
Disclaimer: Community is offered by Moomoo Technologies Inc. and is for educational purposes only. Read more
6
60
+0
12
Translate
Report
276K Views
Comment
Sign in to post a comment
  • bwjx : Thanks for sharing. I have been holding $BABA-SW (09988.HK)$ and $NIO Inc (NIO.US)$  but I have intention to cut loss and move on to stocks are less volatile that will better suit my risk profile.

  • simplyZuan : unfortunately so.

  • AlfonsoDexOP : Hi friend, I would say hold. I believe these 2 stocks will rebound and soar one day, expecially $BABA-SW (09988.HK)$.

  • TaurusX3 : Hi, I am new here and have yet to put any monies in. Although for the past 20 years I have traded some US and SG stock, but the returns are negative. Hoping to start afresh here. Your investment philosophy is similar to mine. I am also looking at the stocks that you are investing. Thanks for sharing.

  • W kq : Thanks for sharing. Good luck to all 🙏

  • AlfonsoDexOP TaurusX3: Yes, great. Glad to have like minded investors together. Just keep buying and increase the volume in holding, Dividend returns is rewarding. I held $OCBC Bank (O39.SG)$ for 14 years, bought the 1st few lots at $7. If you hold long enough like me, the recent dips are not material. Focusing on capital gains through volatile stocks is very risky. I believe on the overall one will gain little because when it is high, he/she would contemplate to sell end up missing the higher peak, when dipping will be too hasty to sell fearing will lose more so decoded to cut losses. Hence, decisions are based mainly on impulse.

  • AlfonsoDexOP W kq: We are all here to win, it just the various strategy adopted.

  • AlfonsoDexOP bwjx: $BABA-SW (09988.HK)$ is seriously undervalued. The company's business remains strong. Have some faith in your earlier due diligence. U look at Google or Walt Disney's stock, over the years, they will eventually catch up and increase many times from the present. The daily ups and downs are pretty much affected by the current economy thus do not feel affected by it. Holding Power is everything. I don't believe in time, BABA will not hit 200 or 300 plus. The question is how long we will hold to see it. Hope it helps.

  • LeroyAng : Thanks for sharing. Very insightful

  • AlfonsoDexOP Jack Robinson: wow, this depends on what you buy and how much volume you are holding onto actually. Reits about 4 -6%, bank stocks about 3 - 7%. I am sharing just the dividends part. The rates are much higher than bank interests

View more comments...