BNPL

$Affirm Holdings(AFRM.US)$ BNPL is an emerging fintech product that is called Buy Now Pay later. At first glance, it looks like a credit card. However, the difference is still some, as a traditional way of payment, credit cards must be paid off every month, or there is interest. The BNPL will rent directly with the merchant and choose installment payment when it can be paid. There are different business models to choose from, which can be interest or no interest.