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61% of people live paycheck-to-paycheck: How to grow money?

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Based on a Fed's recent survey, 61% of people lived paycheck-to-paycheck in April, up 9% YoY. Among the high-income groups (250k earners), 36% live paycheck-to-paycheck according to Pymnts.com.
Do you live paycheck-to-paycheck? Is it necessary for investors to save a certain amount of cash flow to invest / trade?
Based on a Fed's recent survey, 61% of people lived paycheck-to-paycheck in April, up 9% YoY. Among the high-income groups (250k earners), 36% live paycheck-to-paycheck according to Pymnts.com.
Do you live paycheck-to-paycheck? Is it necessary for investors to save a certain amount of cash flow to invest / trade?
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People living style

It depending on individual eventually, I would prefer to go for financial freedom. For me, financial freedom  =  passive income more than expenses, where we do not need to worry about even we are not working anymore. I wish to invest smartly, earn enough money then retire early and travel extensively.
For some peoples, financial freedom means being able to pay the bills with money left over each month or keep for other purposes, like spend for family, personal expenses or in...
People living style
People living style
People living style
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61% of people live paycheck-to-paycheck - My view?

Sure boh Shocked? Maybe this is one of the reasons that contributed to inflation Trick.
Do I live paycheck-to-paycheck?
"Paycheck-to-paycheck = To spend all of the money from one paycheck before receiving the next paycheck? Shocked"
If so, then NO Trick.
I can't imagine myself living such a wild life like that Chuckle.
I still preferred a future that has enough wealth & spending power 🔋& has no worries about financial at all Grin.
This is also one of the reasons as to why I...
61% of people live paycheck-to-paycheck - My view?
61% of people live paycheck-to-paycheck - My view?
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ColumnA magic way to navigate markets: investing with economic cycle

The stock market has had a roller coaster year as the Federal Reserve's aggressive rate hikes sparked recession fears.
All eyes will be on Friday's May CPI reading. Many see the report as critical to the path of Fed policy and whether the central bank will stick to its aggressive 50 basis point rate hike.
The recent rebound has somewhat eased investor pessimism. Two big questions still plague investors: is now the time to buy? Where t...
A magic way to navigate markets: investing with economic cycle
A magic way to navigate markets: investing with economic cycle
A magic way to navigate markets: investing with economic cycle
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NIO Q1 2022 Earnings Preview – Betting the % change in closing price to win!

Win Rewards:
Place your Bet on NIO's percentage change (US Market) in closing price (i.e.+3%) of June 9 ET by 3:00 PM, June 9 ET. The mooer with the closest bet will win 300 points!
Dear mooers,
NIO's first-quarter 2022 Earnings Conference Call is to be released on June 9 prior to the opening of U.S. markets! The consensus estimate for revenue is expected at $1.5 billion, indicating a nearly 47.6% YoY growth. The EPS is ...
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Stop spending money you don't have to impress people who don't care

Putting a ceveat first, there are those who live paycheck-to-paycheck despite spending very frugally and buying only necessities. I know it because I came from a low income background and understand the pain CryCry When income doesn't match basic living expenses, you have no choice but to pray hard, nothing bad happens.
However, currently in society, there are a larger number of people who live paycheck-to-paycheck despite earning m...
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People's spending habits

honestly, it is a surprising figure and interesting statistic to know that more than half of the US population do not save much but spend it (un)wisely /extravagantly. perhaps, they do not have any means of saving a portion of their income as their essential bills are too many. but let's say that a portion of people here can save but aren't saving and just carelessly spending their income. well, I guess what will bug them in the future is their extra cash for any needed e...
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Why this strategy and not just DCA?

$SPDR S&P 500 ETF(SPY.US)$ There is a legitimate and serious concern that SPY may go to 300-350$ in the coming months if it hits bear markets. More of not "if" but rather "when" it hits. I do not want to run the risk of losing my investments by such a large percentage, and hence hedging seems to be the best option at the moment. Of course keep cash on the side and invest as it allows. And, given the conditions, buying these spreads and selling at 50-80% profits...

Financial Freedom

If you are able to put away certain amount of money from you paycheck away in savings is good. Then you can take a small percentage of that and invest. If you want to invest all you can, there is no limit. You should be able to bear the loss in the event it happens, since it is stock market. You have to be able to bear the loss without hurting your day to day life. I live paycheck to paycheck, but still try to put in the stock market what I can bear as a loss. Since many brokers...
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