Once more, Co-Wise: moomoo Tutorial Contest Part 5, "How to build a portfolio with a windfall of $1 million?" ended successfully. Thanks for participating in the contest. With the $1 million windfalls, everyone has a different asset allocation method and a unique way to build the best portfolio. The top three candidates to be put into the portfolio are stocks, ETFs, and cryptocurrencies. Asset allocation aims to maximize future returns and minimize risks. However, high returns come with high stakes. There is no best, only the most suitable portfolio for investors. Would you please follow me to review some of the high-quality posts from mooers?
Here are the rewards for your active participation: 1 FREE $Ford Motor(F.US)$ share for the five best posts, 1 FREE $ContextLogic(WISH.US)$ share for the five outstanding posts, and 66 points for posts with a minimum of 30 words. Congratulations to all the winners!
*The rewards will be distributed to winners within 15 working days. The ranking is sorted in alphabetical order.
Part Ⅰ: High-Quality Post Collection
@AxThePro  Balanced portfolio
1 million is a huge sum to begin with, it is very important to have growth for this portfolio. At the same time, we also must make sure it is safe from significant losses. I’ll allocate my portfolio with 4-3-2-1 strategy. I am an agreesive investors, I do not believe in bonds, so I will allocate 100% in equity portfolio.
@Dadacai  My Portfolio If I Had A S$1 Million Windfall
If I had a $1 million windfall, I would put 90% of it in an S&P ETF like $Vanguard S&P 500 ETF(VOO.US)$ , $SPDR S&P 500 ETF(SPY.US)$ and $iShares Core S&P 500 ETF(IVV.US)$ , and 5% in Treasury bills. The remaining 5% will be reserved for stocks that I think have the potential to become the next $Amazon(AMZN.US)$ , $Tesla(TSLA.US)$ , $Sea(SE.US)$ , $Apple(AAPL.US)$ and $Microsoft(MSFT.US)$ .
@David W Clark  How would I invest $1,000,000
I'd put it in an account that at least pays as much interest as possible while researching for stocks, bonds, ETFs and other such ways to invest and grow. I may do this with a 45/45/10 split, Dividend Stocks/ Value Stocks / Cash.
@Mars Mooo  The Squid Game Multi-Portfolios Portfolio
The Squid Game Multi-Portfolios portfolio is made up of 4 main portfolios, as follows:
40% weightage: Player 456 (Seong Gi-hun) Portfolio.
30% weightage: Player 218 (Cho Sang-woo) Portfolio.
20% weightage: Player 067 (Kang Sae-byeok) Portfolio.
10%: weightage: Liquid Portfolio.
@Panda2102  Barbell strategy to build a portfolio with a $1m windfall
One portfolio (85-90%) holds extremely safe investments, while the other aggressive portfolio (10-15%) holds highly speculative or leveraged investments. Depending if you are in the Wealth Accumulation stage or Wealth Preservation stage of your life, you can tweak the two portfolio accordingly.
@atelophobia  Portfolio building
Building a portfolio is aka finding the best equilibrium and striking a balance of allocation across the different classes. There is no right or wrong answer to how should one build a portfolio for the fact that Trading/Investment is an Art not a Sciene as such there is no scientific way to judge an artpiece as beauty lies in the eyes of beholder!
@Mama Cass  $1M Playmoney!
If lucky enough to find or be given $1M to invest I'm afraid that at my age (55) I wouldn't go crazy with aggressive return seeking investments. Different age groups have different portfolio allocations. I'm a caviar kind of gal so I'm going to get a pro to take my million and make it pay off without loss.
@nickelrust  Buy. Hold. Sell. Repeat.
Me as a lower risk taker would opt for a safer option, to put the money into a basket of bluechip stocks and let it grow over a period of 3 to 5 years. With the current market still at its low, and globally economies are opening up and striving to stabilise and enter the real new normal.
@Sufy87  It comes down to portfolio allocation and what you know best.
Personally, I would allocate 60% stocks, 20% into ETFs, 15% options, 5% cash. Stocks are basically what builds wealth. ETFs are basically to get exposure to segments of the economy. Options are just to hedge against some of my positions. Cash is always as "bullets" when opportunity arise.
@102252718  What is your purpose to invest?
Everyone invest for a different reason. For me, I invest to grow my wealth pot for retirement and my child's education.
70-80% GROWTH STOCKS $TSLA $PLTR.
10% ETF $ARK Innovation ETF(ARKK.US)$ $ARKF.
10% Crypto $ETH. $BTC.
Please click "How to build a portfolio with a windfall of $1 million?" for more engaging posts. If you are inspired by any post from "How to build a strong portfolio?",  please share your thoughts and join us for further discussion. Don't forget to leave your comments and tell mooers what you have learned.
Part Ⅱ: Voting on the “Mentor Moo” Title
It's time for voting! Let's vote for the candidates to see who will win the "Mentor Moo" title. Whose idea do you think is the best? When evaluating the posts, please take the following factors into account: logic, practical content, type settings, picture displays, and engagement.
By the end of the poll, the one with the most votes will win the "Mentor Moo" title. What a great honor! Come and vote for your favorite mentors. Your vote means a lot to them.
Diversification is a critical concept in portfolio management. Different levels of risk tolerance and holding time could directly affect the category selections of investors. Do you have any other portfolio-building methods? Share your portfolio with mooers to explore investment opportunities together.
Disclaimer: All investment involves risk. Neither Futu Inc, nor Futu SG, nor moomoo endorses any particular investment strategy. You should carefully consider your investment goals and objectives when deciding on an investment strategy. Past performance is no guarantee of future results.

The Barbell strategy is coined by Nassim Taleb. He is a Lebanese-American statistician, investor and writer and is well known for the term “Black Swan”. It refers to unexpected events at a large magnitude, such as Covid19.
The barbell investment strategy advocates pairing two distinctly different portfolio of investment assets – distributing between the two extremes with almost nothing in the middle. 
One portfolio (85-90%) holds extremely safe investments, while the other aggressive portfolio (10-15%) holds highly speculative or leveraged investments. 
The conservative portfolio should hold asset that can at least beat the inflation.
Depending if you are in the Wealth Accumulation stage or Wealth Preservation stage of your life, you can tweak the two portfolio accordingly.
Wealth Accumulation Stage:
The objective is to grow your wealth beyond this $1m windfall.
I would have 85% in the conservative portfolio.
Instead of low risk asset such as cash or short term deposit, I would allocate more into blue chip technology stocks such as
$Amazon(AMZN.US)$ 
$Alphabet-A(GOOGL.US)$ 
$Meta Platforms(FB.US)$ 
$Apple(AAPL.US)$ 
A portion of it will go into etf such as $Vanguard S&P 500 ETF(VOO.US)$.
I would also allocate 10% of the conservative portfolio to strong growth stock such as $NVIDIA(NVDA.US)$ 
For the remaining 15% in the Highly aggressive portfolio, 10% will be in $Tesla(TSLA.US)$ , 5% in crypto such as $Bitcoin(BTC.CC)$ and $Ethereum(ETH.CC)$ 1% can even go into meme stock coins such as a Moomoo coin suggested by @Mars Mooo or $Dogecoin(DOGE.CC)$ .
This is how the allocation will look like:
Wealth Preservation Stage:
The objective is to protect this $1m.
I would take a more conservative approach and keep some money as cash. The rest of the allocation will be very similar to the weakth accumulation stage, using a barbell strategy.
The conservative portfolio will be 90% and the aggressive one is 10%.
Quoting @NANA123" There is no best, only the most suitable “ strategy.
How you deploy the $1m totally depends on:
* Your risk appetite
* Your life stage
* Your investing style
* Your objective
I believe that using a barbell strategy can help me to meet the 4 points mentioned. The allocation % can be reviewed and adjusted annually if required. Most importantly, it should help me to sleep soundly at night.
Now…the question is….how should i get this $1m windfall?
Any ideas guys?
@Investing with moomoo @HopeAlways @GratefulPanda @Syuee @Tupack H Mcsnacks

If I have $1mil, I would split into 50% stocks, 25% ETFs, 10% bonds and 15% Cryptocurrency. For the stocks, 20% will be in dIvidends yielding ones such as REITs (the likes of $CapitaLandInvest(9CI.SG)$ $Ascendas Reit(A17U.SG)$ $Mapletree Ind Tr(ME8U.SG)$ with the balance in a mixture of safe bank stocks such as $JPMorgan(JPM.US)$ $Morgan Stanley(MS.US)$ and the more speculative stocks such as the pandemic related ones such as $Pfizer(PFE.US)$ $Moderna(MRNA.US)$ $BioNTech(BNTX.US)$ $Merck & Co(MRK.US)$...

A Singapore billionaire has quietly accumulated $Tesla(TSLA.US)$ shares until he is currently its third largest individual shareholder. He sold all his other stocks $NVIDIA(NVDA.US)$  $Baidu(BIDU.US)$  $NIO Inc(NIO.US)$ and focused solely on Tesla, doubling down even when the market plunged. His story is inspiring but my risk appetite is lower and I don’t think I can bet so much on a single stock like he did.
If I had a $1 million windfall, I would put 90% of it in an S&P ETF like $Vanguard S&P 500 ETF(VOO.US)$, $SPDR S&P 500 ETF(SPY.US)$ and $iShares Core S&P 500 ETF(IVV.US)$  and 5% in Treasury bills. The remaining 5% will be reserved for stocks that I think have the potential to become the next $Amazon(AMZN.US)$ , $Tesla(TSLA.US)$, $Sea(SE.US)$ ,  $Apple(AAPL.US)$ and $Microsoft(MSFT.US)$ .
VOO:
Oracle of Omaha, Warren Buffet, feels that stock picking is difficult for the average person to suceed at and recommends investing in a low cost S&P 500 index fund. Indeeed, research has shown that few people and funds can consistently beat the market. Practising what he preaches, Buffet has instructed the trustee for his estate to place 90% of his money in $S&P 500 index(.SPX.US)$ and 10% in Treasury bills for his wife upon his death.
S&P 500 tracks the performance of 500 largest companies in the US $Amazon(AMZN.US)$  $Apple(AAPL.US)$  $Netflix(NFLX.US)$  $Meta Platforms(FB.US)$ $Alphabet-A(GOOGL.US)$   $Alphabet-C(GOOG.US)$  $Moderna(MRNA.US)$ so one can leverage on the performance of some of the best companies in the world and achieve diversification at the same time. The importance of diversification cannot be overstated as it smooths out fluctuations in the overall portfolio value. Declines in some sectors will be offset by growth in other sectors.
The average annual return of S&P 500 from 2012 to 2021 is around 14%. The actual return is dependent on timing (the cost price) which can be influenced by emotions. As it is difficult to time the market, I would do dollar cost averaging to average out my costs.
If you enjoy this article, please click and/or drop a comment below. Thanks.
Disclaimer: The above is my personal opinion.It is not financial advice or a recommendation to invest. Please consult your financial advisor before making any investment decision.
Sell-Offs by CEOs - Good or Bad? https://www.moomoo.com/community/feed/107373076480006?lang_code=2

Let’s suppose you’ve got $1 million to invest. How would you allocate your assets? Have you got a comprehensive investment strategy in mind or have no clue at all?Enter to win $Ford Motor(F.US)$ stocks!!!
Co-Wise: How to build a portfolio with a windfall of $1 million？
Before answering that, let’s take a look at the following questions:
What is a portfolio?
How to build my own portfolio?
What is the best portfolio for beginners?
How to set up the portfolio s...

Everyone invest for a different reason. For me, I invest to grow my wealth pot for retirement and my child's education.
I just started this year after I learn of #moomoo and the convenience to buy and sell using my phone anytime and everywhere really helped to trigger my interest in investing.
Since I started late and my goal is to grow, this is how I am allocating my funds (far from $1mil):
70-80% GROWTH STOCKS $Tesla(TSLA.US)$ $Palantir Technologies(PLTR.US)$
10%...

The Squid Game Multi-Portfolios portfolio is made up of 4 main portfolios, as follows:
40% weightage:
Player 456 (Seong Gi-hun) Portfolio
30% weightage:
Player 218 (Cho Sang-woo) Portfolio
20% weightage:
Player 067 (Kang Sae-byeok) Portfolio
10%: weightage:
Liquid Portfolio
Let's dive in to see what assets is inside each portfolio.
Player 456 (Seong Gi-hun) Portfolio
Motto: Potential sectors for diversification and profits.
Inside this portfolio, it is further divided into 6 parts.
20% Information Technology sector
(e.g. $Microsoft(MSFT.US)$ )
20% Financials sector
(e.g. $Bank of America(BAC.US)$ )
20% Communication Services sector
(e.g. $Netflix(NFLX.US)$ )
20% Utilities sector
(e.g. $Brookfield Infrastructure Partners LP(BIP.US)$ )
10% Industrials sector
(e.g. $Boeing(BA.US)$ )
10% Consumer Discretionary sector
(e.g. $Amazon(AMZN.US)$ )
The reasons for choosing these few sectors, out of the 11 in total, is due to the better prospect for the next few years.
As the time goes, some sectors will be rotate in or out, to capture bigger profits.
Player 218 (Cho Sang-woo) Portfolio
Motto: High Risk, High Returns
Inside this portfolio, it is divided into 5 parts.
20% Cryptocurrencies
(e.g. $Bitcoin(BTC.CC)$ )
20% Leveraged Stocks/ETF
(e.g. $Financial Bull 3X Direxion(FAS.US)$ )
20% Meme Stocks
(e.g. $AMC Entertainment(AMC.US)$ )
20% Forex
(e.g. $USD/EUR(USDEUR.FX)$ )
20% Commodities
(e.g. $Proshares K-1 Free Crude Oil Strategy Etf(OILK.US)$ )
The reason behind for these high risk assets is because they have a higher probability of generating higher returns.
Player 067 (Kang Sae-byeok) Portfolio
Motto: Help is on the way.
Inside this portfolio, it is divided into 2 parts.
50% Investment grade bonds
(e.g. $Aggregate Bond Ishares(AGG.US)$ )
50% High Yield bonds
(e.g. $Advisorshares Trust Peritus High Yield Etf(HYLD.US)$ )
The reason for this portfolio is to use some of the returns for charities (e.g. such as buying a meal for poor people or stray animals), and the remaining used for building up a small online company that offer services that can make the world a better place.
Liquid Portfolio
Motto: Cash is King
Inside this portfolio, there are only cash.
100% Cash
The cash can be used to buy the dip, or for repositioning of the above 3 portfolio.
We have now reach the end of the Squid Game Multi-Portfolios portfolio.
Before you go, let's vote which portfolio you would increase the weightage.
You might also be wondering why are the first 3 portfolios named after the players in the squid game. The answer will be reveal at a later time. (You may make a guess by commenting below.)
That's all for the Squid Game Multi-Portfolios portfolio, and see all of you soon.

this is a portfolio to achieve lean FIRE (investment can cover all essential expenses) in Singapore.
100% $STI ETF(ES3.SG)$
This will give about 4% dividend yield and about 4% capital appreciation. So we can have the capital appreciation will help to cover inflation. and the dividend to pay for a simple lifestyle.
with $1 million that is $40k a year which is more than enough for a simple life in SG

Thanks Nana for inviting me and I am honor to be here.
First, I am impressed by your last sentence 'there is no best, only the most suitable'.
Indeed, one should always find what is more suitable and comfortable with, so that to avoid sleepless nights during high-volatile periods.
Secondly, your portfolio is interesting as it covers 'Apes together, STRONG ' stock ( $AMC Entertainment(AMC.US)$ ), High Tech stocks ( $Amazon(AMZN.US)$ , $Apple(AAPL.US)$ ) an...

If I have $1 million, i will buy 15% $TENCENT(00700.HK)$ , 15% $UP Fintech(TIGR.US)$ , 15% $Apple(AAPL.US)$ , 15% $Amazon(AMZN.US)$ , 15% $Microsoft(MSFT.US)$ , 15% $Alphabet-A(GOOGL.US)$ , remaining 10% $Alibaba(BABA.US)$ , i believe they will give me 50x return in the next 10-20 years