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Moomoo AU Cash Plus Rules

 

This document provides you with important information about how the Cash Plus Program works. These terms and conditions supplement the terms and conditions contained in the Client Service Agreement, related documents which govern your trading account, and other terms and conditions available and applicaple to the Cash Plus Program.

YOU ACKNOWLEDGE THAT YOU HAVE RECEIVED AND CAREFULLY READ THESE TERMS AND CONDITIONS IN CONNECTION WITH THE CASH PLUS PROGRAM.

 

1.Overview

Moomoo Securities Australia Ltd, ABN 51 095 920 648, AFSL 224663, of Suite 1701, Level 17, 570 George Street, Sydney (‘Moomoo AU’ "we", "our" or "us") are pleased to offer Cash Plus Program, to provide you with access to competitive at-call interest rates on idle cash balances held in their trading accounts, while clients are waiting on investment opportunities.

 

2.Eligibility

  • Eligibility requirements vary by promotion and are available only to clients of Moomoo AU who:

    • Are Australian residents over the age of 18; and

    • Held a trading accounts with Moomoo AU; and

    • Have completed activation according to the below clause 3.1.1 through the corresponding landing page or other channels recognised by the system of Moomoo AU to participate in Cash Plus Program.

For avoidance of doubt, eligibility to acquire Booster Rate(as defined below) may vary from time to time, at Moomoo AU's own and aboslute discretion.

 

3.How it works

3.1 Activation and Quit

3.1.1 Activation

  • In order to participate in the Cash Plus program, Clients must activate the Cash Plus program by clicking on the "Activate" button on the Cash Plus activation page and following the prompts to complete activation. By completing the activation process, Clients are deemed to have confirmed his or her participation in the Cash Plus program, and are eligible to participate in the Cash Plus Program according to these Terms and Conditions.

3.1.2 Quit

Clients can opt-out by entering the Moomoo APP, click [Accounts]-[Cash Plus] which subsequently lead the Clients to the Cash Plus details page, click [Management] in the upper right corner, and select to opt-out.

3.2 Cash Plus Base Rate and Booster Rate

Type of Rate

Eligibility of clients

Steps to participate

Rate (per annum)

Valid period

Other Restrictions

Base Rate

 

All clients successfully participated in the Cash Plus program according to the terms and conditions.

 

Complete activation pursuant to 3.1.1

 

3.75%p.a for uninvested AUD cash balances ("AUD Base Rate")

Effective from once successful registration of Cash Plus Program, until deactivation or the Program otherwise terminated by Moomoo AU at its sole and absolute discretion.

 

•Applicable to all uninvested AUD cash balances and all uninvested USD cash balances, any other cash currencies are not entitled to such rate.

•Please refer to the https://www.moomoo.com/au/support/topic6_479 for the latest Base Rate, and Moomoo AU may at its sole and absolute discretion amend the Base Rate from time to time.

3% p.a for uninvested USD cash balances

("USD Base Rate", together with AUD Base Rate, collectively as "Base Rate")

Booster Rate

Clients who:

1.have never made a deposit on or before 31 July, 2024; and

2.complete their first deposit . ("Eligible New Client")

 

Complete activation pursuant to 3.1.1

 

3.05% p.a

 

•30 days from the date of first deposit received and confirmed by Moomoo AU.

•Validity period may extend if certain transaction amount tasks are completed according to clause 3.4

•Only applicable to uninvested cash balances of up to AUD $80,000 ("Eligible Uninvested AUD Cash Balance"), and uninvested cash balances of up to USD $80,000 ("Eligible Uninvested USD Cash Balance", together with Eligible Uninvested AUD Cash Balance, collectively as "Eligible Uninvested Cash Balances").

•Issued in the form of Cash Plus Booster Coupon, and the issuance, activation , use and rules of Cash Plus Booster Coupon are subject to the below clause 3.3 and other applicable terms and conditions.

 

Clients who:

1.have made a deposit before 31 July;and

2.Completed the requisite steps (including activation and enrollment) to participate according to these Terms and Conditions; and

3.have no existing Cash Plus Booster Coupon in effectat at the time when they completed the required enrollement .("Eligible Existing Client", together with Eligible New Clients as "Elgible Clients")

 

 

 

1.Complete activation pursuant to 3.1.1; and

2.Complete enrollement via https://invest.au.moomoo.com/cashplus

*To avoid doubt, commencing from 5 November 2024, for Eligible Existing Clients, even if they have previously completed enrollment and activated Cash Plus Proram at any time, as long as they have no existing Cash Plus Booster Coupon in effect on or after 5 November, 2024, they need to complete the enrollment again to enjoy Booster Rate under these terms and conditions.

•Validity period commenced from and depending on the completion of certain transaction amount tasks according to clause 3.4

 

3.3 Cash Plus Booster Coupon Rules

3.3.1 Booster Rate and Validity Period

The validity period for each Cash Plus Booster Coupon is 30 calendar days, i.e. Each Cash Plus Booster Coupon will entitle the Eligible Clients to a 3.05% p.a. additional cash interest on Eligible Uninvested Cash Balances for 30 days commencing from the date of issuance.

3.3.2 Automatic Issuance

A Cash Plus Booster Coupon will be automatically issued to an Eligible Client's account upon satisfication of respective conditions, including but not limited to:

  1. Eligible Clients have finished the above-mentioned activatation and/or enrollment (as the case may be) for Cash Plus program and completed deposit for the first time;or

  2. Completion of relevant Transaction Task Amount, as specified in clause 3.4; or

  3. Other designated conditions imposed at Moomoo AU's sole and absolute discretion.

3.3.3 No Activation Required

Generally, the Cash Plus Booster Coupon will be automatically activated once issued. The only exception would be when Moomoo AU's system detects that there is a Cash Plus Booster Coupon currently in effect, then Client will need to manually activate the newly-issued Cash Plus Booster Coupon upon expiry of the existing one.

3.3.4 Multiple Currencies

The Cash Plus Booster Coupon is applicable to Eligible Uninvested Cash Balances in both AUD and USD, with maximum applicable balances of $80,000 each. Therefore, upon satisfcation of the issuing conditions, 2 Cash Plus Booster Coupons for the corresponding currencies (1 for AUD cash balances and 1 for USD cash balances) will be automatically issued.

3.3.5 Distribution Payment

The interests earned from the Cash Plus Booster Coupon are accrued daily and paid monthly. Payment normally occurs within the first 1-3 business days of the following month.

3.3.6 Uninvested Cash Balance

Uninvested cash balance means the funds immediately available for withdrawal recorded at AET 12:00 PM (at noon) daily cut-off times for interest accrual. On the daily and monthly account statements delivered to clients, this figure is displayed as "Uninvested Cash" under the Cash section.

 

3.4 Transaction Amount Tasks for More Cash Plus Booster Coupons

3.4.1 Task Period

  • Each Transaction Amount Task is subject to a 30-day period ("Task Period"), and such Task Period recurrs every 30 calendar days, until Moomoo AU otherwise terminates the Transacion Amount Task event.

    • For example, if an Eligible Existing Client participated in the event on 31 December 2024 and completed respective Target Transation Task for 30-day period from 31 December 2024 to 30 January 2025, the recurring of tasks automatically terminated here, such client can still enjoy the Booster Rate according to these Terms and Conditions during the period from 30 January 2024 to 1 March 2025 (for completing the task in the previous task period), but starting from the 1 March 2025, the client will not entitled to Booster Rate.

    • For example, if Moomoo AU decides to terminate the event on 30 November, 2024, Moomoo AU will notify Eligible New Clients by email on 1 November 2024, Clients can still enjoy the Booster Rate according to these Terms and Conditions during the period from 1 November 2024 to 31 November 2024 .

    • For Eligible New Clients, termination of these Transaction Amount Tasks will be subject to written notification provided by Moomoo AU. Moomoo AU will notify Clients participating in this event by email at least 30 calendar days before the event officially being terminated.

    • For Eligible Existing Clients, they can only participate in the Transaction Amount Tasks on and before 31 December, 2024, and the recurring of Transatction Amount Tasks will automatically be terminated after 23:59 PM AEST 31 December, 2024 without any further notice.

  • If Clients want to obtain Cash Plus Booster Coupons, Clients need to complete the corresponding Transaction Amount Task within the previous 30-day Task Period. A Cash Plus Booster Coupon will be issued on the nexy day after the date of completing of the previous task.

 

3.4.2 Target Transaction Amount

  Every 30 days (that is, the expiration of each task cycle), the Target Transaction Amount Task will be refreshed accordingly. The calculation rules for the Target Transaction Amount Task are as follows:

Stage

Task Periods

Task to complete to obtain Cash Plus Booster Coupon

Notes

 

Stage 1

 

For Eligible New Clients, The first deposit date + 30 days

 

For Eligible New Clients, Target Transaction Amount = First Deposit Amount

*In Stage 1, a Cash Plus Booster Coupon will be automatically issued to Eligible New Clients at the date of first deposit, so the Eligible Uninvested Cash Balances of Eligible New Clients may enjoy Booster Rate during Stage 1.

•How to define "Transaction Amount": transactions under either buy order or sell order for securities and ETFs will be calculated as "actual transaction amount", to avoid doubt, orders for US options will not be included.

•Currency and Fixed Exchange Rate: Assets in a Client's trading account may include assets in both Australian dollars and US dollars, and Clients may trade Australian stocks/ETFs or US stocks/ETFs. For the purpose of Cash Plus Program, the actual transaction amount and Target Transaction Amount will be calculated in Australian dollars (AUD), and the actual transaction amount will be calculated based on the combined amount of all actual transactions (the calculation is based on fixed exchange rates being: USD to AUD = 1USD: 1.377 AUD; AUD to USD = 1AUD: 0.726USD). Nevertherles, as mentioned above, the Cash Plus Booster Coupon will be issued for different currencies.

 

For Eligible Existing Clients, the Date of enrollment (should be on or after 5 November 2024) +30 days

For Eligible Existing Clients, Target Transaction Amount = the actual transaction amount in the previous calendar month

*In Stage 1, Eligible Existing Clients are NOT entitled to Booster Rate during Stage 1, and they have to complete Target Tranaction Amount Task during Stage 1 to unlock Cash Plus Booster Coupoon for upcoming task periods.

Stage 2

End of Stage 1~ end date of the Transaction Amount Task event (as notified by Moomoo AU)

Recurring 30-day Task Period, Target Transaction Amount Task refreshed every 30 days

 

•If the Target Transaction Amount Task was completed in the previous Task Period and the actual transaction amount in the previous Task Period being AUD $1~AUD $10,000, the Target Transaction Amount in this Task Period = the actual transaction amount in the previous Task Period * 2. The Target Transaction Amount will be rounded up to a multiple of 10 if the figure calculated according to the previous formula not being a multiple of 10;

•If the Target Transaction Amount Task was completed in the previous Task Period and the actual transaction amount in the previous Task Period >= AUD $10,000, the Target Transaction Amount in this Task Period = the actual transaction amount in the previous Task Period * 110%, but subject to (i) a cap of AUD $500,000 for Eligible New Clients; or (ii) a cap of AUD $1,000,000 for Eligible Existing Clients. The Target Transaction Amount will be rounded up to a multiple of 10 if the figure calculated according to the previous formula not being a multiple of 10;

•If the Target Transaction Amount Task was not completed, , the Target Transaction Amount in this Task Period remains unchanged, = the Target Transaction Amount in this Task Period

 

*Examples for Eligible New Clients

An Eligible New Client makes a first deposit of A$1,000 on 2024/11/05, a Cash Plus Booster Coupon will be issued and valid from 2024/11/05~2024/12/05, the Eligible New Client shall complete Target Transaction Amount Task during this period to unlock additional Cash Plus Booster Coupons for the following Task Period.

2024/11/05~2024/12/05

(30 calendar days,1st Task Period/Stage 1)

Does he/she get additional Cash Plus Booster Coupon?

2024/11/05~2024/12/05

(30 calendar days,1st Task Period/Stage 1)

Actual Transaction Amount

2024/12/05~2025/01/04

(30 calendar days,2nd Task Period)

Does he/she get additional Cash Plus Booster Coupon?

2024/12/05~2025/01/04

(30 calendar days, 2nd Task Period)

Target Transaction Amount

Notes

Y

A$800

 

N

 

A$1,000

 

1st Task Period Target Transaction Amount=First Deposit Amount

1st Task Period Target Transaction Amount Task not completed (800<1000),no Introductory Rate for 2nd Task Period

2nd Task Period Target Transaction Amount=1st Task Period Target Transaction Amount=First Deposit Amount

Y

A$2,000

 

Y

 

A$4,000

 

1st Task Period Target Transaction Amount Task completed (actual transaction amount > first deposit amount),eligible to enjoy Introductory Rate for 2nd Task Period

actual transaction amount for 1st Task Period< A$10,000,2nd Task Period Target Transaction Amount=actual transaction amount for 1st Task Period*2

Y

A$2,001

 

Y

A$4,010

1st Task Period Target Transaction Amount Task completed (actual transaction amount > first deposit amount),eligible to enjoy Introductory Rate for 2nd Task Period

actual transaction amount for 1st Task Period< A$10,000,2nd Task Period Target Transaction Amount=actual transaction amount for 1st Task Period*2(4,002), rounded up to mutiple of 10 (4,010)

Y

A$10,000

 

Y

A$11,000

1st Task Period Target Transaction Amount Task completed (actual transaction amount > first deposit amount),eligible to enjoy Introductory Rate for 2nd Task Period

actual transaction amount for 1st Task Period>= A$10,000,2nd Task Period Target Transaction Amount=actual transaction amount for 1st Task Period*110%(11,000)

Y

A$10,001

Y

A$11,010

1st Task Period Target Transaction Amount Task completed (actual transaction amount > first deposit amount),eligible to enjoy Introductory Rate for 2nd Task Period

actual transaction amount for 1st Task Period>= A$10,000,2nd Task Period Target Transaction Amount=actual transaction amount for 1st Task Period*110%(11,001.11), rounded up to mutiple of 10 (4,010)

 

*Examples for Eligible Existing Clients

An Eligible Existing Client activated and paricipated in the Cash Plus Program on 2024/11/05 and the client's actual transaction amount during 2024/10/01 ~2024/10/31 is A$ 1,000, for the period during 2024/11/05~2024/12/05, NO Cash Plus Booster Coupon will be automatically issued, and the Eligible Existing Client shall complete Target Transaction Amount Task to unlock Cash Plus Booster Coupons for the following Task Period.

2024/11/05~2024/12/05

(30 calendar days,1st Task Period/Stage 1)

Does he/she get additional Cash Plus Booster Coupon?

2024/11/05~2024/12/05

(30 calendar days,1st Task Period/Stage 1)

Actual Transaction Amount

2024/12/05~2025/01/04

(30 calendar days,2nd Task Period)

Does he/she get additional Cash Plus Booster Coupon?

2024/12/05~2025/01/04

(30 calendar days, 2nd Task Period)

Target Transaction Amount

Notes

N

A$800

 

N

 

A$1,000

 

1st Task Period Target Transaction Amount=actual transaction amount in the previous calendar month

1st Task Period Target Transaction Amount Task not completed (800<1000),no Introductory Rate for 2nd Task Period

2nd Task Period Target Transaction Amount=1st Task Period Target Transaction Amount=actual transaction amount in the previous calendar month

N

A$2,000

 

Y

 

A$4,000

 

1st Task Period Target Transaction Amount Task completed (actual transaction amount >actual transaction amount in the previous calendar month),eligible to enjoy Introductory Rate for 2nd Task Period

actual transaction amount for 1st Task Period< A$10,000,2nd Task Period Target Transaction Amount=actual transaction amount for 1st Task Period*2

N

 

A$2,001

 

Y

A$4,010

1st Task Period Target Transaction Amount Task completed (actual transaction amount > actual transaction amount in the previous calendar month),eligible to enjoy Introductory Rate for 2nd Task Period

actual transaction amount for 1st Task Period< A$10,000,2nd Task Period Target Transaction Amount=actual transaction amount for 1st Task Period*2(4,002), rounded up to mutiple of 10 (4,010)

N

A$10,000

 

Y

A$11,000

1st Task Period Target Transaction Amount Task completed (actual transaction amount > actual transaction amount in the previous calendar month),eligible to enjoy Introductory Rate for 2nd Task Period

actual transaction amount for 1st Task Period>= A$10,000,2nd Task Period Target Transaction Amount=actual transaction amount for 1st Task Period*110%(11,000)

N

A$10,001

Y

A$11,010

1st Task Period Target Transaction Amount Task completed (actual transaction amount > actual transaction amount in the previous calendar month),eligible to enjoy Introductory Rate for 2nd Task Period

actual transaction amount for 1st Task Period>= A$10,000,2nd Task Period Target Transaction Amount=actual transaction amount for 1st Task Period*110%(11,001.11), rounded up to mutiple of 10 (4,010)

4.Other Operation Rules

4.1 Available Currencies

The Cash Plus Program is only available for uninvested cash balances deposited in Australian Dollar (AUD) and US Dollar (USD) , and is not available for uninvested cash balances deposited in other currencies.

 

4.2 Daily Interest Accrual Cut-off Period

  • Base Rate Interests

      Funds deposited during the 24 hours from AET 15:00 PM (at noon) on T-1 to AET 15:00 PM (at noon) on T day will be included in the uninvested cash balance calculation on T day. Funds deposited after AET 15:00 PM (at noon) on T day will be included in the uninvested cash balance calculations on T+1. Where a Client with existing uninvested cash balance in their Moomoo AU Account completes Enrolment in the Cash Plus program, the Client's uninvested balance will begin accruing interest on the same day if the Enrolment is completed by 23:59 PM AET on the day (T+0).

  • Booster Rate Interest

      Funds deposited between AET 00:00 to AET 23:59 on T day will be considered for interest calculation on T day. The interest earnings for such assets will be updated after 01:00 AM on T+1 day.

     

4.3 Daily Income Calculation Formula

  • For AUD uninvested cash balance: Daily Interest = Uninvested AUD cash balance (up to AUD $80,000) * (Base Rate+ Booster Rate)/365 + the remaining uninvested AUD cash balance (total uninvested cash balance deducting AUD $80,000) * Base Rate/365

  • For USD uninvested cash balance: Daily Interest = Uninvested USD cash balance (up to USD $80,000) * (Base Rate+ Booster Rate)/365 + the remaining uninvested cash balance (total uninvested USDcash balance deducting USD $80,000) * Base Rate/365

 

4.4 Income Display

Participating New Clients and Existing Clients can keep track of their [Total accumulated income], [Cash Plus Interest], and [Cash Plus Booster Rewards] on the activity page, after completing the activation process and the enrollement process (if applicable) through the respective Cash Plus Program acticity page.

 

4.5 Distribution Rules

The interest distribution (for both basic interests and cooster interests ) for the previous calendar month will usually be completed on the 1st day of each calendar month, but subject to uncontrollable delays caused by Force Majeure or third-party reasons cannot be attributed to Moomoo AU. In the event of the aforesaid delay, Moomoo AU will try the best to complete the interest distribution within 3 business days.

 

4.6 Tax Consequences

  • Interest distributed in the Promotion and the Cash Plus program are taxable income which may attract tax consequences. This is dependent on each client's personal circumstances and clients should seek advice from a tax professional if necessary. There may be other applicable taxes to consider. Clients are fully responsible for any tax liabilities, if any, that may arise from interests distributed into their accounts.

  • Clients who have not provided their TFN to Moomoo AU may be subject to 47% tax withholding on the interests when they are paid. The amount we withhold will be paid to the Australian Taxation Office. To declare your TFN to Moomoo AU and the ATO, simply navigate to "Accounts" tab - "More" - "Account Profile" and "Modify" under the "Tax Information" section at the bottom.

 

4.7 Additional Notes

  • For purpose of the Cash Plus program, "uninvested cash balance" is defined as the funds immediately available for withdrawal recorded at AET 12:00 PM (at noon) daily cut-off times for interest accrual. On the daily and monthly account statements delivered to clients, this figure is displayed as "Uninvested Cash" under the Cash section.

  • If the uninvested cash balance returns to zero during the interest accrual period due to reasons such as settlement of trades and/or withdrawal of funds, interest accrual will also stop from the same day (T+0).

  • The following actions (including but without limitation) will reduce uninvested cash balance in the account:

    • Having in-market pending orders, which freezes part of the cash balance equivalent to consideration of the orders;

    • Having executed orders on T day for settlement on T+2, which removes part of the cash balance equivalent to consideration of the orders on T day for ahead of settlement;

    • Confirming participation in corporate actions which will result in payment of cash;

    • Submitting a funds withdrawal request prior to the daily cut-off time;

    • Any other actions and/or items which result in debiting of cash balance, including deductions of fees and charges.

  • Moomoo AU is required by law to obtain clients' agreement and instructions before investing or handling client money to earn interests. If an Eligible New Client completes account opening and deposits but fails to complete the Enrolment process through the Cash Plus information webpage, Moomoo will not have the proper authorisation in place to handle the New Client's funds accordingly to earn interest. In such scenario, the accrual of daily interest will NOT commence until the New Client completes the Enrolment process.

  • Your buying power is unaffected when participating in the Cash Plus program. The cash balance swept to the bank/s will still be considered as part of your account's buying power.

 

5.FAQs

5.1 What is Cash Plus?

Cash Plus is a promotion offered by Moomoo AU to Australian clients. Moomoo AU holds client funds in designated client trust accounts held at Commonwealth Bank Australia and MUFG Bank Australia, which are fully segregated from Moomoo AU's own funds. Moomoo AU passes part or all of the interests earned on uninvested client funds on to its clients.

 

5.2 How can the Cash Plus Introductory Offer interest rate be higher than most bank deposits?

To reward our clients for their ongoing support and to attract new clients to experience our products and services, we subsidise the Booster Rate paid on Eligible Uninvested Cash Balances (i.e. uninvested cash balances of up to AUD$80,000 and/or USD$80,000), for eligible new clients participating in the Cash Plus program for a limited period of 30 days. All uninvested AUD/USD cash balances outside of the 30-day period will continue to earn the Base Rate (as updated by Moomoo AU at its own and absolute discretion from time to time).

Moomoo AU is a fully-owned subsidiary of NASDAQ-listed Futu Holdings (NASDAQ:FUTU), whose financial records are fully transparent and publicly available. We are licensed and regulated in Australia (AFSL 224663) as well as other major markets including US, Hong Kong, Singapore, Japan and Canada, and are leading retail securities broker-dealers in Hong Kong and Singapore (by market share). We have robust internal systems and processes in place to ensure client funds security.

 

5.3 How do I receive Cash Plus earnings?

The income earned from the Cash Plus program accrues on a daily basis and is usually paid into your account on the first working day of the following month.Please note that the income will be paid in two parts (for Base Rate and Booster Rate). Enter the Moomoo APP, click [Accounts]-[Cash Plus] which subsequently leads to the Cash Plus details page, to keep track of your total Cash Plus earnings.

 

5.4 Will it affect my buying power?

No. Your buying power is unaffected when participating in the Cash Plus program. The cash balance swept to the bank/s will still be considered as part of your account's buying power.

 

5.5 How is Cash Plus' accumulated interest calculated? Where can I find my accumulated interest?

Moomoo's Cash Plus deposited from AET 12:00 PM (at noon) on T-1 to AET 12:00 PM (at noon) on T day will be included in the asset interest on T day, and after AET 12:00 PM (at noon), they will be included in the asset interest on T+1 day.The cash balance is the cash withdrawable amount. Any cash held under pending orders and unsettled orders is not entitled to interest. Enter the Moomoo APP, click [Accounts]-[Cash Plus] which subsequently leads to the Cash Plus details page, to keep track of your total Cash Plus earnings. Please book mark this as this is updated dynamically every day (Updated daily at or around 22:00 AET). Interest is calculated daily and distributed monthly to your trading account in the form of cash according to the distribution rules in these terms and conditions.

 

5.6 Why I didn't receive the Cash Plus Booster Coupon for next 30 days when my Actual Transaction Amount is A$800 and i made a first deposit of A$1,000 ?

Considering that the transaction amount during the first task period is equal to the first deposit amount, the target transaction amount for the first task period has not been achieved (i.e., 800 < 1000), then the introductory rate for the second task period will not be available. Therefore, the target transaction amount for the second task period will be equal to the target transaction amount for the first task period, which is also equal to the first deposit amount.

 

6.Miscellaneous

1.The Cash Plus Program are provided by Moomoo Securities Australia Ltd. (hereinafter referred to as "Moomoo AU"), a wholly-owned subsidiary of Futu Holdings Limited. In Australia, investment products available on moomoo are offered by Moomoo AU which is regulated by the Australian Securities and Investments Commission(ASIC). The moomoo App is a trading platform offered by Moomoo Inc., a wholly-owned subsidiary of Futu Holdings Limited.

2.Investing and/or trading in securities markets carry risks and may not be suitable for all investors. Clients willing to participate in this Promotion must read and understand the Financial Services Guide, Risk Disclosure Statements and other disclosure documents which are available on the website (www.moomoo.com/au) before making any investment decisions.

3.Clients on each participant's personal circumstance and participants should seek advice from a tax professional. There may be other applicable taxes to consider. Clients are responsible for any tax consequences, if any, that may result from their participant of the Cash Plus Program.

4.A text message or e-mail containing relevant information about the Cash Plus Program will be sent to participants. If you want to turn off notifications, you can go to "Settings - New Message Notifications - Cancel Notifications" on the moomoo App.

5.At its sole discretion, Moomoo AU reserves the right to cancel, terminate, modify or suspend this Cash Plus Program and invalidate any affected participants, or suspend or vary a reward, without any further notice or assuming any liability to any person(s).

6.You can only open one trading account with us and are required to agree to all existing terms and conditions in the Client Services Agreement, as well as all the terms and conditions of the Cash Plus Program, or any other related documents. If your securities account shows signs of fraud, abuse, or suspicious activity, e.g. including but not limited to registering multiple accounts using the same device, Moomoo AU may, at its sole discretion, cancel your rewards and limit your eligibility to participate in future promotions.

7.Each device, mobile or desktop, is only entitled to one set of account-opening rewards, deposit rewards, and referral rewards. A user can only be referred once. Using the same moomoo ID, phone number, or device will all be regarded as a single user.

8.This event is not available for users on the "Moomoo AU Event Participation Ban List". If a user repeatedly violates Moomoo AU's safety rules, the user will be put on the "Moomoo AU Event Participation Ban List". If you need to know more about the list, you can contact the customer service team of Moomoo AU.

9.This Promotion is not an offer, recommendation or solicitation for the purchase or sale of any securities. It is not intended to be, nor does it constitute any form of financial advice.

10.Moomoo AU shall not assume any liability to any financial or non-financial losses incurred to any persons in connection with the Promotion, however arising, including but not limited to losses incurred from trading.

11.Moomoo AU reserves the right, in its sole discretion, to refuse to allocate any or all of the above benefits if it believes that the client is ineligible to participate in the Cash Plus Program, or that the client is engaging in, has engaged in, attempted or caused to engage in activities in violation of the Terms and Conditions. In such cases, Moomoo AU's decision will be final and no further correspondence will be entered into.

12.Moomoo AU has the final right to interpret these terms and conditions. The data and data confirmed of this Promotion shall be subject to confirmation by Moomoo AU's back-end data. In case of any disputes, Moomoo AU reserves the right to make the final decision without any further notice.

13.The Terms and Conditions are written in both Chinese and English. In the event of any discrepancy between the Chinese version and the English version, the English version shall prevail.